Bergen County and Ramsey Borough property record for 26 Cobblestone Ln, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,744 sqft · built 1976 |
| Lot Size | 0.321 acres (13,983 sqft) |
| Owner | Company Name on File |
| Last Sale | $825,000 (Jul 2019) |
| Tax Bill | $23,011 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03301-0000-00018 |
| Primary APN | 48-03301-0000-00018 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,744 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 13,983 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 26 COBBLESTONE LN |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.321AC |
| Legal Subdivision | MARLING HOMES |
| Legal Block | 3301 |
| Legal Lot Number | 18 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 44100 |
26 Cobblestone Ln is owned by a company that bought it in July 2019.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 26 COBBLESTONE LN, RAMSEY, NJ 07446-2457 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 6, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP |
| Jul 12, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on File |
| Deed Sale | Jul 12, 2019 · Amount on File |
| Prior Sale | Aug 8, 1994 · Amount on File |
| Deed Document Number | 201945016 |
| Deed Book / Page | 3293 / 1143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 26 COBBLESTONE LN, RAMSEY, NJ 07446-2457 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0056940966 |
|---|---|
| Date | Jan 6, 2026 |
| Book Page | 5694/966 |
| Instrument | 2026000788 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 26 COBBLESTONE LN, RAMSEY, NJ 07446-2457 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0043970449 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 4397/449 |
| Instrument | 2021151443 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 12, 2019 |
| Property Address | 26 COBBLESTONE LN, RAMSEY, NJ 07446-2457 |
| Document Number | 0032931143 |
| Book / Page | 3293 / 1143 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 19-045016 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26 COBBLESTONE LN, RAMSEY, NJ 07446-2457 |
The 2025 property tax bill for 26 Cobblestone Ln was $23,011, up 4.7% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,127,000 (+0.84%) Land $358,100 Building $768,900 | $1,127,000 (+0.84%) Land $358,100 Building $768,900 | |
| 2025 | $23,011.00 (+4.71%) | $1,117,600 Land $348,100 Building $769,500 | $1,117,600 Land $348,100 Building $769,500 |
| 2024 | $21,975.00 | ||
| 2023 | $778,700 Land $274,100 Building $504,600 | $778,700 Land $274,100 Building $504,600 | |
| 2022 | $20,425.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Cobblestone Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1992–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Cobblestone Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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