Monongalia County property record for 26 Clock St, Osage, WV 26543
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,102 sqft · built 1921 |
| Lot Size | 0.201 acres (8,756 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $46,350 (Dec 2006) |
| Tax Bill | $362 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1-0115.0000 |
| Primary APN | 16-1-0115.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,102 sqft Living Area |
| 1st Floor Area | 1,684 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,756 sqft (0.201 acres) |
| Lot Dimensions | 175 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 26 CLOCK ST |
|---|---|
| City | OSAGE |
| State | WV |
| Zip | 26543-4503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BL 3, LOT 3 OSAGE |
| Legal Lot Number | 3 |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | WESTERN |
| Census Block Group | 5 |
| Census Block | 5037 |
| Census Tract | 11500 |
Source: Monongalia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 26 CLOCK ST, OSAGE, WV 26543-4503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2006 · Amount on Record |
| Deed Sale | Dec 4, 2006 · Amount on Record |
| Deed Document Number | 2006233187 |
| Deed Book / Page | 1330 / 653 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Recording Date | May 27, 2026 |
| Property Address | 26 CLOCK ST, OSAGE, WV 26543-4503 |
| Document Number | 0000987562 |
| Book / Page | 2698 / 538 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026987562 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 26 CLOCK ST, OSAGE, WV 26543-4503 |
| Document Number | 0000987562, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 2698/538 |
| Instrument | 2026987562 |
| Name | WESBANCO BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Monongalia County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Unified School District | Monongalia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362.00 | $33,900 (-) Land $10,860 Building $23,040 | $56,500 (-) Land $18,100 Building $38,400 |
| 2025 | $362.00 (+2.26%) | $33,900 (+2.17%) Land $10,860 Building $23,040 | $56,500 (+2.17%) Land $18,100 Building $38,400 |
| 2023 | $354.00 (+5.67%) | $33,180 (+1.28%) Land $10,860 Building $22,320 | $55,300 (+1.28%) Land $18,100 Building $37,200 |
| 2022 | $335.00 | $32,760 Land $10,860 Building $21,900 | $54,600 Land $18,100 Building $36,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2003 · Severe Storms, Flooding, And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Breezeline, Frontier, T-Mobile, Verizon.
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