26 Cliff St, Dayton, OH 45405 Property Records

Montgomery County property record for 26 Cliff St, Dayton, OH 45405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,360 sqft · built 1927
Lot Size	0.097 acres (4,230 sqft)
Owner	Individual Name on File
Last Sale	$666,132 (Aug 2016)
Tax Bill	$1,077 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72-11210-0008`

Property Details

APN / Parcel Number

Primary APN	`R72-11210-0008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	624 sqft
Game Room	Game Room

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	4,230 sqft (0.097 acres)
Lot Dimensions	94 ft deep x 45 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	192 sqft
Deck Area	80 sqft
Patio Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	26 CLIFF ST
City	DAYTON
State	OH
Zip	45405-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42926
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	8
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1025
Census Tract	801

Owner

Source: Montgomery County assessment roll, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	26 CLIFF ST, DAYTON, OH 45405-2804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 30, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2016 · Amount on Record
Deed Sale	Aug 22, 2016 · Amount on Record
Prior Sale	Mar 6, 2007 · Amount on Record
Deed Document Number	201645179
Prior Transfer Date	Mar 15, 1995
Prior Transfer Doc	0000004667
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	26 CLIFF ST, DAYTON, OH 45405-2804
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CLIFF ST, DAYTON, OH 45405-2804
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056372
Date	Oct 10, 2025
Instrument	2025-00056372

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	26 CLIFF ST, DAYTON, OH 45405-2804
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CLIFF ST, DAYTON, OH 45405-2804
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051954
Date	Sep 30, 2024
Instrument	2024-00051954

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 14, 2026
Property Address	26 CLIFF ST, DAYTON, OH 45405-2804
Document Number	0000022650
Instrument Date	Apr 6, 2026
Instrument	202622650
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CLIFF ST, DAYTON, OH 45405-2804
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022650,
Date	Apr 14, 2026
Instrument	202622650

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,020 (-) Land $3,430 Building $14,590	$51,490 (-) Land $9,800 Building $41,690
2024	$1,077.00 (+2.57%)
2023	$1,050.00 (+0.57%)	$18,020 (+30.01%) Land $3,430 Building $14,590	$51,490 (+29.99%) Land $9,800 Building $41,690
2022	$1,044.00	$13,860 Land $2,640 Building $11,220
2020			$39,610 Land $7,540 Building $32,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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