Essex County and Manchester-by-the-Sea Town property record for 26 Central St, Manchester, MA 01944
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3 bd · 3.5 ba · 4,940 sqft · built 1940 |
| Lot Size | 0.075 acres (3,271 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,365 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | MANC M:0045 B:0000 L:0003 |
| Primary APN | MANC M:0045 B:0000 L:0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 4,940 sqft Total Area |
| Gross Area | 5,680 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,271 sqft (0.075 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 26 CENTRAL ST |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1363 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | G |
| Legal Lot Number | 3 |
| Jurisdiction | MANCHESTER MA |
| Township / Civil Division | MANCHESTER-BY-THE-SEA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 218100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Manchester Village Historic District listed 1990 · 181 contributing resources · NRIS 89002156 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 HIGHWOOD RD, MANCHESTER, MA 01944-1012 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2012 |
| Deed Sale | Oct 19, 2012 |
| Prior Sale | Dec 30, 1991 · Amount on Record |
| Deed Book / Page | 31834 / 53 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Recording Date | Apr 24, 2026 |
| Property Address | 26 CENTRAL ST, MANCHESTER, MA 01944-1363 |
| Document Number | 043347-523 |
| Book / Page | 43347 / 523 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20262260 |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002260, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 43347/523 |
| Instrument | 20262260 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,365.00 (+2.25%) | $804,900 (+4.48%) Land $369,500 Building $435,400 | $1,650,720 |
| 2024 | $7,203.00 (+0.04%) | $770,400 (+11.6%) Land $352,000 Building $418,400 | |
| 2023 | $7,200.00 | $690,300 Land $320,000 Building $370,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 20 (1978–2024) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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