26 Cardinal Dr, Dudley, MA 01571 Property Records

Worcester County and Dudley Town property record for 26 Cardinal Dr, Dudley, MA 01571

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,138 sqft · built 1982
Lot Size	0.345 acres (15,015 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Aug 2003)
Tax Bill	$3,878 (2026)
Deeds & Mortgages	May 2026 Line of Credit Dec 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DUDL M:109 L:079`

Property Details

APN / Parcel Number

Primary APN	`DUDL M:109 L:079`
Alternative APN	`M:153 B:B=4 L:123=014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
Gross Area	2,553 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,015 sqft (0.345 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	26 CARDINAL DR
City	DUDLEY
State	MA
Zip	01571-6140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Lot Number	79
Jurisdiction	DUDLEY MA
Township / Civil Division	DUDLEY
Census Block Group	1
Census Block	1020
Census Tract	755201

Owner

Source: Worcester County and Dudley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	26 CARDINAL DR, DUDLEY, MA 01571-6140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
Dec 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAVERS COOPERATIVE BANK
Jun 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SAVERS COOPERATIVE BANK
May 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIVE CENTS SAVINGS BANK
Jan 23, 2017	Deed of Trust, Mortgage · Conventional with PMI SOUTHBRIDGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2003 · Amount on Record
Deed Sale	Aug 5, 2003 · Amount on Record
Prior Sale	Jun 5, 1996 · Amount on Record
Deed Document Number	2003209681
Deed Book / Page	31107 / 260
Transfer Doc	0000209681
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Recording Date	May 15, 2026
Property Address	26 CARDINAL DR, DUDLEY, MA 01571-6140
Document Number	073577-335
Book / Page	73577 / 335
Instrument Date	May 11, 2026
Instrument	202638210
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CARDINAL DR, DUDLEY, MA 01571-6140

Mortgage

Document Number	0000038210,
Date	May 15, 2026
Book Page	73577/335
Instrument	202638210

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	26 CARDINAL DR, DUDLEY, MA 01571-6140
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066846-272
Date	Dec 29, 2021
Book Page	66846/272
Instrument	182031

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	26 CARDINAL DR, DUDLEY, MA 01571-6140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62646-141
Date	Jun 23, 2020
Book Page	62646/141
Instrument	65878

Lender

Name	SAVERS COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	26 CARDINAL DR, DUDLEY, MA 01571-6140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60488-160
Date	May 31, 2019
Book Page	60488/160
Instrument	49974

Lender

Name	WEBSTER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUDLEY MA
Property Address	26 CARDINAL DR, DUDLEY, MA 01571-6140
Document Number	56666-140
Book / Page	056666 / 000140
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56666-140
Date	Jan 27, 2017
Book Page	056666/000140
Instrument	9709

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: Worcester County and Dudley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Dudley Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,878.00 (+10,672.22%)	$385,500 (+10.36%) Land $98,200 Building $287,300	$439,260 (+15.57%)
2025	$36.00 (-98.97%)	$349,300 (+4.8%) Land $84,200 Building $265,100	$380,095
2024	$3,493.00 (+10.22%)	$333,300 (+6.86%) Land $84,200 Building $249,100
2023	$3,169.00	$311,900 Land $73,700 Building $238,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUDLEY WATER DEPARTMENT serves 5,515 people · EPA ID MA2080000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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