26 Brook Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 26 Brook Ave, Passaic, NJ 07055

Property Summary

Property Type	Single Family Home
Details	1,305 sqft · built 1955
Lot Size	0.068 acres (2,949 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jul 2018)
Tax Bill	$11,675 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01295-01-00049`

Property Details

APN / Parcel Number

Primary APN	`07-01295-01-00049`
Alternative APN	`0701295A00049`

Interior

Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Wood
Construction Type	Frame
Lot Area	2,949 sqft (0.068 acres)
Lot Dimensions	121 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	0701295A00049
Street Address	26 BROOK AVE
City	PASSAIC
State	NJ
Zip	07055-5304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	1295
Legal Lot Number	49
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	4
Census Block	4003
Census Tract	175701

Owner

26 Brook Ave is owned and occupied by an individual who bought it in July 2018.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	26 BROOK AVE, PASSAIC, NJ 07055-5304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 14, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Jul 26, 2018	Deed, Transfer · FHA Mortgage ACRE MORTGAGE & FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2018 · Amount on File
Deed Sale	Jul 26, 2018 · Amount on File
Prior Sale	May 22, 2008 · Amount on File
Deed Document Number	201833020
Deed Book / Page	3361 / 250
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	26 BROOK AVE, PASSAIC, NJ 07055-5304
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018010
Date	Mar 29, 2022
Book Page	M17900/54
Instrument	2022018010

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	26 BROOK AVE, PASSAIC, NJ 07055-5304
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 BROOK AVE, PASSAIC, NJ 07055-5304

Mortgage

Document Number	0000045473
Date	Jul 14, 2021
Book Page	M17280/166
Instrument	2021045473

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Aug 1, 2048

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jul 26, 2018
Property Address	26 BROOK AVE, PASSAIC, NJ 07055-5304
Document Number	0000033020
Book / Page	D3361 / 0250
Instrument Date	Jul 5, 2018
Instrument	2018033020
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 BROOK AVE, PASSAIC, NJ 07055-5304

Mortgage

Document Number	0000033021
Date	Jul 26, 2018
Book Page	M15116/0279
Instrument	2018033021

Lender

Name	ACRE MORTGAGE & FINANCIAL INC
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 26 Brook Ave was $11,675, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,200 (-) Land $109,500 Building $164,700	$274,200 (-) Land $109,500 Building $164,700
2025	$11,675.00 (+3.27%)	$274,200 Land $109,500 Building $164,700	$274,200 Land $109,500 Building $164,700
2024	$11,305.00
2023		$274,200 Land $109,500 Building $164,700	$274,200 Land $109,500 Building $164,700
2022	$10,649.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Brook Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Brook Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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