26 Bow St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 26 Bow St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Architecture Style	Split Foyer
Year Built	Built 1976
Square Footage	2,488 sqft Living Area
Lot Size	18,613 sqft (0.427 acres)
Occupancy	Owner Occupied
Tax Bill	$6,738.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`SAUG M:015-E B:0009 L:0008`
Alternative APNs	`M:015=E B:0009 L:0008` `183020`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,488 sqft Living Area
Gross Area	2,796 sqft Gross Area
1st Floor	1,296 sqft 1st Floor
Basement Area	1,296 sqft Basement
Unfinished Basement	104 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	18,613 sqft (0.427 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	183020
Street Address	26 BOW ST
City	SAUGUS
State	MA
Zip	01906-1140
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	9
Legal Lot Number	8
Jurisdiction	SAUGUS MA
Minor Civil Division	SAUGUS
Census Blockgroup	1
Census Block	1010
Census Tract	208302

Owner

Source: Essex County and Saugus Town records · APN SAUG M:015-E B:0009 L:0008

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	26 BOW ST, SAUGUS, MA 01906-1140
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	26 BOW ST, SAUGUS, MA 01906-1140
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041837-172
Date	Nov 01, 2023
Book Page	41837/172
Instrument	20231101000150

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,738.00 (+6.03%)	$630,900 (+5.73%) Land $325,400 Building $305,500	$796,860
2024	$6,355.00 (+1.71%)	$596,700 (+7.53%) Land $295,800 Building $300,900
2023	$6,248.00	$554,900 Land $266,300 Building $288,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.