26 Blue Spruce Rd, Divide, CO 80814 Property Records

Teller County property record for 26 Blue Spruce Rd, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,397 sqft · built 2021
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on File
Tax Bill	$1,943 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1287.124020070`

Property Details

APN / Parcel Number

Primary APN	`1287.124020070`
Alternative APN	`R0006349`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,397 sqft Living Area
Basement Area	525 sqft
Finished Basement	525 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile/Manufactured
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Mixed
Garage Area	1,095 sqft
Parking Spaces	4 Parking Spaces
Deck Area	650 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0006349
Street Address	26 BLUE SPRUCE RD
City	DIVIDE
State	CO
Zip	80814-7723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L40 RAINBOW VALLEY 4
Legal Range	70W
Legal Township	14S
Legal Section	12
Legal Subdivision	RAINBOW VALLEY
Legal Lot Number	40
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	2
Census Block	2053
Census Tract	10110

Owner

26 Blue Spruce Rd is owned and occupied by an individual who acquired it in October 2025.

Source: Teller County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	26 BLUE SPRUCE RD, DIVIDE, CO 80814-7723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2025	Intrafamily Transfer, Transfer · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jan 25, 2023	Warranty Deed, Transfer · VA Mortgage SKYRIDGE LENDING LLC
Jul 12, 2019	Warranty Deed, Transfer EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025
Deed Sale	Oct 29, 2025
Prior Sale	Jan 25, 2023 · Amount on File
Deed Document Number	2025777094
Prior Transfer Date	Oct 9, 2025
Prior Transfer Doc	0000777094
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Recording Date	Jul 9, 2026
Property Address	26 BLUE SPRUCE RD, DIVIDE, CO 80814-7723
Document Number	0000782246
Instrument Date	Jul 3, 2026
Instrument	2026782246
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 BLUE SPRUCE RD, DIVIDE, CO 80814-7723

Mortgage

Document Number	0000782246,
Date	Jul 9, 2026
Instrument	2026782246

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TELLER CO
Recording Date	Oct 29, 2025
Property Address	26 BLUE SPRUCE RD, DIVIDE, CO 80814-7723
Document Number	0000777094
Instrument Date	Oct 9, 2025
Instrument	777094
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 BLUE SPRUCE RD, DIVIDE, CO 80814-7723

Mortgage

Document Number	0000777095
Date	Oct 29, 2025
Instrument	777095

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Jan 25, 2023
Property Address	26 BLUE SPRUCE RD, DIVIDE, CO 80814
Document Number	0000756814
Instrument Date	Jan 17, 2023
Instrument	756814
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26 BLUE SPRUCE RD, DIVIDE, CO 80814

Mortgage

Document Number	0000756815
Date	Jan 25, 2023
Instrument	756815

Lender

Name	SKYRIDGE LENDING LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Jul 12, 2019
Property Address	26 BLUE SPRUCE RD, DIVIDE, CO 80814
Document Number	0000717566
Instrument Date	Jul 12, 2019
Instrument	717566
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC

Transaction

Amount	Amount on Record
Tax	$1.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	26 BLUE SPRUCE RD DIVIDE CO 80814, DIVIDE, CO 80814

Tax Assessment & Valuation

The 2025 property tax bill for 26 Blue Spruce Rd was $1,943, up 9.6% from the year before.

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Cripple Creek-Victor School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,943.00 (+9.59%)	$37,950 (+5.77%) Land $1,167 Building $36,783
2024	$1,773.00 (+17.34%)	$35,880 (+13.62%) Land $1,029 Building $34,851	$607,168 (+2.82%) Land $18,674 Building $588,494
2023	$1,511.00 (+120.26%)	$31,580 (+120.22%) Land $1,020 Building $30,560	$590,544 (+186.2%) Land $16,938 Building $573,606
2022	$686.00	$14,340 Land $550 Building $13,790	$206,337 Land $7,903 Building $198,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Blue Spruce Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Blue Spruce Rd is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW VALLEY WD serves 130 people · EPA ID CO0160375
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018 Treatment failure resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TellerWifi Fixed Wireless	60 / 20

May also be available: Vero Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Blue Spruce Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures