26 Birchtree Dr, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 26 Birchtree Dr, Fairfield, NJ 07004

Property Summary

Property TypeSingle Family Home
Details2,629 sqft · built 1961
Lot Size0.281 acres (12,249 sqft)
Owner2 Individual Names on Record
Last Sale$890,000 (Jul 2024)
Tax Bill$10,977 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Dec 2021 Line of Credit
+ 3 more
Flood ZoneZone AE (high risk)
APN07-04006-0000-00020

Property Details

APN / Parcel Number

Primary APN07-04006-0000-00020
Alternative APNs
  • 070400600020
  • 00002014

Interior

Stories1 Story
Building Area2,629 sqft Living Area
1st Floor Area2,629 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeFrame
Lot Area12,249 sqft (0.281 acres)
Lot Dimensions125 ft deep x 98 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number00002014
Street Address26 BIRCHTREE DR
CityFAIRFIELD
StateNJ
Zip07004-1856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description98X125
Legal SubdivisionCLAYTON HOLDING CO
Legal Block4006
Legal Lot Number20
JurisdictionESSEX NJ
Township / Civil DivisionFAIRFIELD
Census Block Group4
Census Block4001
Census Tract21601

Owner

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address26 BIRCHTREE DR, FAIRFIELD, NJ 07004-1856
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Dec 30, 2021Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jun 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BK
Dec 8, 2017Deed of Trust, Mortgage · Line of Credit
TD BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2024 · Amount on Record
Deed SaleJul 11, 2024 · Amount on Record
Prior SaleOct 31, 2001 · Amount on Record
Deed Document Number202439590
Prior Transfer DateDec 20, 2010
Prior Transfer Doc1229000120
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address26 BIRCHTREE DR, FAIRFIELD, NJ 07004-1856
Transaction TypeMortgage
Record UpdatedAug 30, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045575
DateJul 31, 2023
Instrument2023045575
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 5, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address26 BIRCHTREE DR, FAIRFIELD, NJ 07004-1856
Transaction TypeMortgage
Record UpdatedFeb 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000151943
DateDec 30, 2021
Instrument2021151943
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address26 BIRCHTREE DR, FAIRFIELD, NJ 07004-1856
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyALL JERSEY TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021126719
DateOct 21, 2021
Instrument2021126719
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address26 BIRCHTREE DR, FAIRFIELD, NJ 07004-1856
Document Number0000061031
Instrument DateJun 5, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanySAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address26 BIRCHTREE DR FAIRFIELD NJ 070041856, FAIRFIELD, NJ 07004-1856

Mortgage

Document Number0000061031
DateJul 6, 2020
Instrument61031
Lender
NameNORTHPOINTE BK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 5, 2035

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address26 BIRCHTREE DR, FAIRFIELD, NJ 07004-1856
Document Number0000111361
Instrument DateDec 8, 2017
Transaction TypeMortgage
Record UpdatedMar 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 BIRCHTREE DR FAIRFIELD NJ 070041856, FAIRFIELD, NJ 07004-1856

Mortgage

Document Number0000111361
DateDec 22, 2017
Instrument111361
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionFairfield Township
Elementary School DistrictFairfield Township School District (KG - 06)
Secondary School DistrictWest Essex Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$527,500 (-) Land $278,900 Building $248,600$527,500 (-) Land $278,900 Building $248,600
2025$10,977.00 (-2.57%)$527,500 (-) Land $278,900 Building $248,600$527,500 (-) Land $278,900 Building $248,600
2024$11,267.00 (+6.64%)
2023$527,500 Land $278,900 Building $248,600$527,500 Land $278,900 Building $248,600
2022$10,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims14 (1978–2021)
Claims Outside the SFHA3 of 14
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD WATER DEPT
serves 7,400 people · EPA ID NJ0707001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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