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26 Bernard Cir, Vineyard Haven, MA 02568 Property Records

Dukes County and Tisbury Town property record for 26 Bernard Cir, Vineyard Haven, MA 02568

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,860 sqft · built 1978
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on File
Last Sale$695,000 (Oct 2017)
Tax Bill$10,204 (2026)
Deeds & MortgagesOct 2020 Mortgage
Apr 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNTISB M:0005N B:00000 L:00013

Property Details

APN / Parcel Number

Primary APNTISB M:0005N B:00000 L:00013

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,860 sqft Living Area
Gross Area3,828 sqft
Basement Area576 sqft
Unfinished Basement576 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address26 BERNARD CIR
CityVINEYARD HAVEN
StateMA
Zip02568-5324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal SubdivisionDAVID A & SANDRA C SEARLE
Legal Lot Number13
JurisdictionTISBURY MA
Township / Civil DivisionTISBURY
Census Block Group1
Census Block1048
Census Tract200100

Owner

26 Bernard Cir is owned by an individual who bought it in October 2017.

Source: Dukes County and Tisbury Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address300 W 135TH ST, 2N, NEW YORK, NY 10030-2757
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2020Deed of Trust, Mortgage
CAPE COD FIVE CENTS SVGS BK
Apr 24, 2020Deed of Trust, Mortgage · Line of Credit
CAPE COD FIVE CENTS SVGS BK
Oct 3, 2017Quit Claim Deed, Transfer · Conventional Mortgage
CAPE COD FIVE CENT BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2017 · Amount on File
Deed SaleOct 3, 2017 · Amount on File
Prior SaleJun 15, 2006 · Amount on File
Deed Book / Page1449 / 721
Transfer Doc001449-721
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTISBURY MA
Property Address26 BERNARD CIR, VINEYARD HAVEN, MA 02568-5324
Document Number1547-1002
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedNov 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 BERNARD CIR VINEYARD HAVEN MA 025685324, VINEYARD HAVEN, MA 02568-5324

Mortgage

Document Number1547-1002
DateOct 21, 2020
Book Page001547/001002
Instrument6661
Lender
NameCAPE COD FIVE CENTS SVGS BK
TypeFederal Savings Bank
Agreement
AmountAmount on Record
Term360 Months
DueOct 20, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTISBURY MA
Property Address26 BERNARD CIR, VINEYARD HAVEN, MA 02568-5324
Document Number1527-78
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 BERNARD CIR VINEYARD HAVEN MA 025685324, VINEYARD HAVEN, MA 02568-5324

Mortgage

Document Number1527-78
DateApr 29, 2020
Book Page001527/000078
Instrument2388
Lender
NameCAPE COD FIVE CENTS SVGS BK
TypeFederal Savings Bank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 28, 2050
Interest
Rate TypeAdjustable Rate

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTISBURY MA
Recording DateOct 3, 2017
Property Address26 BERNARD CIR, VINEYARD HAVEN, MA 02568-5324
Document Number1449-721
Book / Page001449 / 000721
Instrument DateSep 22, 2017
Instrument6221
Transaction TypeTransfer
Record UpdatedNov 18, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,169.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address300 W 135TH ST #2N NEW YORK NY 100302757, 2N, NEW YORK, NY 10030-2757

Mortgage

Document Number1449-724
DateOct 3, 2017
Book Page001449/000724
Instrument6222
Lender
NameCAPE COD FIVE CENT BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 2, 2047
Interest
Rate3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 26 Bernard Cir was $10,204, down 0.9% from the year before.

Source: Dukes County and Tisbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyDukes County
County SubdivisionTisbury Town
Secondary School DistrictMartha's Vineyard School District (09 - 12)
Elementary School DistrictTisbury School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,204.00 (-0.86%)$1,375,200 (+1.14%) Land $443,200 Building $932,000$1,504,302
2025$10,293.00 (+10.93%)$1,359,700 (+16.93%) Land $443,200 Building $916,500
2024$9,279.00 (+6.45%)$1,162,800 (-2.35%) Land $385,400 Building $777,400
2023$8,717.00$1,190,800 Land $367,000 Building $823,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Bernard Cir in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 48 policies
Nearby Flood Policies48 in force
Nearby Flood Claims13 (1978–2024)
Claims Outside the SFHA7 of 13
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Bob, Aug 1991 · 4 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Bernard Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTISBURY WATER WORKS
serves 6,082 people · EPA ID MA4296000
Water SourceGroundwater
Last State InspectionMay 2025
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

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