Polk County property record for 26 Azalea Ln, Columbus, NC 28722
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,524 sqft · built 1990 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Dec 1998) |
| Tax Bill | $1,995 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P61-142 |
| Primary APN | P61-142 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,524 sqft Finished Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 60,113 sqft (1.38 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 25936 |
|---|---|
| Street Address | 26 AZALEA LN |
| City | COLUMBUS |
| State | NC |
| Zip | 28722-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | LOT # 7, 0M04 MORGAN CHAPEL VILLAGE 09 |
| Legal Subdivision | MORGAN CHAPEL VILLAGE |
| Legal Lot Number | 7 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 920104 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26 AZALEA LN, COLUMBUS, NC 28722-9415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2022 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Mar 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK |
| Nov 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMETRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1998 · Amount on Record |
| Deed Sale | Dec 1, 1998 · Amount on Record |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 251 / 1392 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 26 AZALEA LN, COLUMBUS, NC 28722-9415 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 26 AZALEA LN, COLUMBUS, NC 28722-9415 |
| Document Number | 000474/462 |
|---|---|
| Date | Nov 4, 2022 |
| Book Page | 474/462 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28806 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 26 AZALEA LN, COLUMBUS, NC 28722-9415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 425/1106 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 425/1106 |
| Instrument | 004640660012 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 26 AZALEA LN, COLUMBUS, NC 28722-9415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 444/1915 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 444/1915 |
| Name | HOMETRUST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,995.00 | $381,786 (-) Land $48,800 Building $332,986 | $381,786 (-) Land $48,800 Building $332,986 |
| 2025 | $1,995.00 (+10.59%) | $381,786 (+34.72%) Land $48,800 Building $332,986 | $381,786 (+34.72%) Land $48,800 Building $332,986 |
| 2023 | $1,804.00 | $283,401 Land $38,800 Building $244,601 | |
| 2021 | $283,401 Land $38,800 Building $244,601 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
5G (outdoors only) and 4G LTE
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