26 7th Ave, Key West, FL 33040 Property Records

Monroe County property record for 26 7th Ave, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,162 sqft · built 2007
Lot Size	0.037 acres (1,614 sqft)
Owner	Individual Name on Record
Tax Bill	$2,590 (2023)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00131180-000111`

Property Details

APN / Parcel Number

Primary APN	`00131180-000111`
Alternative APN	`9088201`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,162 sqft Living Area
1st Floor Area	1,162 sqft
Attic	Attic
Attic Area	504 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,614 sqft (0.037 acres)
Garage Type	Carport
Carport	Carport
Carport Area	504 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	154 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	9088201
Street Address	26 7TH AVE
City	KEY WEST
State	FL
Zip	33040-5816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 11 PARK VILLAGE HOMEOWNERS ASSOC (LEASEHOLD INTEREST) OR2287-1748DEC OR2301-171/176 OR2899-1624/1627 OR2922-43/46C
Legal Range	25E
Legal Township	67S
Legal Section	35
Legal Subdivision	LINCOLN MANOR ESTATES AMD
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	4
Census Block	4001
Census Tract	971800

Owner

Source: Monroe County records, as of January 22, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 7TH AVE, KEY WEST, FL 33040-5816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Sep 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
May 10, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 2, 2018	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018
Deed Sale	Jun 1, 2018
Deed Document Number	0000292243
Record Updated	Jun 7, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	26 7TH AVE, KEY WEST, FL 33040-5816
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 7TH AVE, KEY WEST, FL 33040-5816

Mortgage

Document Number	0032221075
Date	Apr 26, 2023
Book Page	3222/1075
Instrument	2415466

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	26 7TH AVE, KEY WEST, FL 33040-5816
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 7TH AVE, KEY WEST, FL 33040-5816

Mortgage

Document Number	0031950621
Date	Sep 22, 2022
Book Page	3195/621
Instrument	2392361

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	May 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	26 7TH AVE, KEY WEST, FL 33040-5816
Transaction Type	Mortgage
Record Updated	May 31, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 7TH AVE, KEY WEST, FL 33040-5816

Mortgage

Document Number	0031722317
Date	May 10, 2022
Book Page	3172/2317
Instrument	2374852

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	26 7TH AVE, KEY WEST, FL 33040-5816
Document Number	0028991628
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 7TH AVE KEY WEST FL 330405816, KEY WEST, FL 33040-5816

Mortgage

Document Number	0028991628
Date	Apr 5, 2018
Book Page	002899/001628
Instrument	2162775

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,590.00 (+3.02%) Homeowner's exemption	$293,583 (+3%)	$342,799 (-1.3%) Land $139,000 Building $203,799
2022	$2,514.00 Homeowner's exemption	$285,033	$347,322 Land $139,000 Building $208,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	332 units insured incl. 38 condo units
Nearby Flood Claims	201 (1980–2022)
Claims Outside the SFHA	2 of 201
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 48 claims Hurricane Wilma, Oct 2005 · 95 claims Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: AT&T, Hotwire Communications, T-Mobile, Verizon.

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