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25W045 Lacey Ave, Naperville, IL 60563 Property Records

DuPage County property record for 25W045 Lacey Ave, Naperville, IL 60563

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,303 sqft · built 1974
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$277,000 (Dec 2015)
Tax Bill$7,912 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Oct 2021 Transfer
Flood ZoneZone X (minimal risk)
APN08-05-409-003

Property Details

APN / Parcel Number

Primary APN08-05-409-003

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,303 sqft Living Area
Gross Area4,210 sqft
1st Floor Area1,907 sqft
2nd Floor Area396 sqft
Basement Area1,907 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage Area660 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address25W045 LACEY AVE
CityNAPERVILLE
StateIL
Zip60563-1597
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionNAPERVILLE COUNTRY ESTATES UNIT NO 2
Legal SubdivisionNAPERVILLE COUNTRY ESTATES
Legal Lot Number45
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2031
Census Tract846102

Owner

25W045 Lacey Ave is owned and occupied by an individual who acquired it in September 2021.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address25W045 LACEY AVE, NAPERVILLE, IL 60563-1597
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2023Deed of Trust, Mortgage · Line of Credit
TREASURY DEPARTMENT FCU
Oct 1, 2021Intrafamily Transfer, Transfer
ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2015 · Amount on File
Deed SaleDec 10, 2015 · Amount on File
Prior SaleOct 28, 1997 · Amount on File
Deed Document Number2015134663
Last Transfer DateSep 27, 2021
Transfer Doc0000145753
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address25W045 LACEY AVE, NAPERVILLE, IL 60563-1597
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056381
DateAug 31, 2023
InstrumentR2023-056381
Lender
NameTREASURY DEPARTMENT FCU
TypeCredit Union
AddressWASHINGTON, DC 20038
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 30, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateOct 1, 2021
Property Address25W045 LACEY AVE, NAPERVILLE, IL 60563-1597
Document Number0000145753
Map ReferenceDOC 775120
Instrument DateSep 27, 2021
InstrumentR2021-145753
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25W045 LACEY AVE, NAPERVILLE, IL 60563-1597

Tax Assessment & Valuation

The 2025 property tax bill for 25W045 Lacey Ave was $7,912 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,912.00$145,292 Land $70,363 Building $74,929$435,876 Land $211,089 Building $224,787
2022$7,138.00 Homeowner's exemption$118,620 Land $57,450 Building $61,170$355,860 Land $172,350 Building $183,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25W045 Lacey Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25W045 Lacey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Astound Broadband, Verizon.

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