2599 E Main St, Cato, NY 13033 Property Records

Cayuga County and Ira Town property record for 2599 E Main St, Cato, NY 13033

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,572 sqft · built 1850
Lot Size	0.439 acres (19,132 sqft)
Owner	Individual Name on File
Last Sale	$49,500 (Sep 2016)
Tax Bill	$2,904 (2026)
Deeds & Mortgages	Aug 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`053201 45.16-2-42.1`

Property Details

APN / Parcel Number

Primary APN	`053201 45.16-2-42.1`
Alternative APN	`320104501600020420010000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,332 sqft
Upper Floors Area	240 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1905
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	19,132 sqft (0.439 acres)
Lot Dimensions	237 ft deep x 80.5 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2599 E MAIN ST
City	CATO
State	NY
Zip	13033-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Description	FORM RECTORY, SM 99-74 P/O 45.16-2-10.11
Legal Block	2
Legal Lot Number	42.001
Jurisdiction	CAYUGA NY
Township / Civil Division	IRA
Census Block Group	1
Census Block	1045
Census Tract	40202

Owner

2599 E Main St is owned and occupied by an individual who acquired it in December 2018.

Source: Cayuga County and Ira Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2599 E MAIN ST, CATO, NY 13033-3150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2016 · Amount on File
Deed Sale	Sep 30, 2016 · Amount on File
Prior Sale	Jul 20, 2016 · Amount on File
Deed Document Number	2016165735
Deed Book / Page	1643 / 257
Last Transfer Date	Dec 28, 2018
Transfer Doc	0003685/87
Record Updated	Oct 29, 2026

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CAYUGA NY
Recording Date	Aug 16, 2017
Property Address	2599 E MAIN ST, CATO, NY 13033-3150
Document Number	0035470315
Book / Page	003547 / 000315
Instrument Date	Aug 7, 2017
Instrument	173285
Transaction Type	Construction Loan
Record Updated	Sep 15, 2017
Title Company	OWASCO ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2599 E MAIN ST CATO NY 130333150, CATO, NY 13033-3150

Mortgage

Document Number	35470315
Date	Aug 16, 2017
Book Page	003547/000315
Instrument	173285

Lender

Name	VAUGHN D LANG
Address	6838 E GENESEE ST, FAYETTEVILLE, NY 13066-1029

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 15, 2018

Interest

Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 2599 E Main St was $2,904, down 39.9% from the year before.

Source: Cayuga County and Ira Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Ira Town
Municipality	Cato Village
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,904.00 (-39.86%)
2025	$4,829.00 (-2.09%)	$76,000 Land $17,300 Building $58,700	$118,750 Land $27,031 Building $91,719
2024	$4,932.00
2023		$76,000 (-) Land $17,300 Building $58,700	$107,042 (+19.72%) Land $24,366 Building $82,676
2022		$76,000 Land $17,300 Building $58,700	$89,412 Land $20,353 Building $69,059
2020	$472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2599 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2599 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATO VILLAGE serves 601 people · EPA ID NY0501715
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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