259845 E 1860 Rd, Walters, OK 73572 Property Records

Cotton County property record for 259845 E 1860 Rd, Walters, OK 73572

Property Summary

Property Type	Rural Home
Details	5 bd · 2 ba · 4,180 sqft · built 2022
Lot Size	10 acres (437,909 sqft)
Owner	Individual Name on Record
Tax Bill	$5,318 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2021 Line of Credit + 2 more
APN	`0000-04-003-011-0-026-00`

Property Details

APN / Parcel Number

Primary APN	`0000-04-003-011-0-026-00`
Alternative APN	`9833`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,180 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	437,909 sqft (10 acres)
Garage Area	748 sqft
Porch	Slab
Porch Area	395 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9833
Street Address	259845 E 1860 RD
City	WALTERS
State	OK
Zip	73572-4072
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	04-03S-11W A TRACT IN SE/4 N8930'04" W A DISTANCE OF 492.14 FT AS POB THEN N8930'04" W A DISTANCE OF 802.41 FT THEN N0004'31"
Legal Range	11W
Legal Township	03S
Legal Section	04
Jurisdiction	COTTON OK
Township / Civil Division	WALTERS
Census Block Group	1
Census Block	1227
Census Tract	871100

Owner

Source: Cotton County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	259845 E 1860 RD, WALTERS, OK 73572-4072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNICATION FCU
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Sep 5, 2023	Divorce Transfer, Transfer
Jul 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 29, 2023
Transfer Doc	0000001906
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTTON OK
Property Address	259845 E 1860 RD, WALTERS, OK 73572-4072
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	AMERICAN EAGLE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E OKLAHOMA ST, WALTERS, OK 73572-1624

Mortgage

Document Number	000442/284
Date	Dec 13, 2022
Book Page	442/284
Instrument	I-2022-002429

Lender

Name	COMMUNICATION FCU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTTON OK
Property Address	259845 E 1860 RD, WALTERS, OK 73572-4072
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E OKLAHOMA ST, WALTERS, OK 73572-1624

Mortgage

Document Number	000434/667
Date	Sep 28, 2021
Book Page	434/667
Instrument	2021-002250

Lender

Name	ARVEST BANK
Type	Bank
Address	LAWTON, OK 73506

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2023: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	COTTON OK
Recording Date	Sep 5, 2023
Property Address	259845 E 1860 RD, WALTERS, OK 73572-4072
Document Number	000446/178
Book / Page	446 / 178
Instrument Date	Aug 29, 2023
Instrument	I-2023-001906
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COTTON OK
Recording Date	Jul 29, 2021
Property Address	259845 E 1860 RD, WALTERS, OK 73572-4072
Document Number	000433/609
Book / Page	433 / 609
Instrument Date	Jul 28, 2021
Instrument	2021-001994
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 E OKLAHOMA ST, WALTERS, OK 73572-1624

Tax Assessment & Valuation

Source: Cotton County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cotton County
Unified School District	Walters Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,443 (+3%) Land $530 Building $63,913	$560,377 (+3%) Land $4,608 Building $555,769
2025	$5,318.00 (+0.13%)	$62,567 (+2.02%) Land $530 Building $62,037
2024	$5,311.00 (-0.75%)		$544,056 (+1.6%) Land $4,608 Building $539,448
2023	$5,351.00	$61,331 Land $529 Building $60,802	$535,505 Land $4,608 Building $530,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 74% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTON CO RWD #2 serves 3,000 people · EPA ID OK2001702
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2020 Fluoride resolved · Jan 2020 Nitrate-Nitrite resolved · Oct 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	800 / 400
T-Mobile Fixed Wireless	25 / 3

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