2598 S Flat Rock Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 2598 S Flat Rock Rd, Bloomington, IN 47403

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,304 sqft · built 2014
Lot Size0.014 acres (610 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Apr 2025)
Tax Bill$2,451 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN015-37070-47

Property Details

APN / Parcel Number

Primary APN015-37070-47
Alternative APNs
  • 53-08-07-400-017.047-009
  • 015-37072-47

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area1,304 sqft Living Area
1st Floor Area1,304 sqft
Basement Area600 sqft
Finished Basement200 sqft
Unfinished Basement400 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area610 sqft (0.014 acres)
TerrainRolling
Garage TypeBasement
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number015-37072-47
Street Address2598 S FLAT ROCK RD
CityBLOOMINGTON
StateIN
Zip47403-3285
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSUMMIT RIDGE PH 8 UNIT 47
Legal SubdivisionSUMMIT RIDGE
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group3
Census Block3005
Census Tract402

Owner

2598 S Flat Rock Rd, a condominium, is owned and occupied by an individual who bought it in April 2025.

Source: Monroe County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address2598 S FLAT ROCK RD, BLOOMINGTON, IN 47403-3285
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 11, 2025 · Amount on File
Deed SaleApr 11, 2025 · Amount on File
Prior SaleSep 23, 2021 · Amount on File
Deed Document Number202553372
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateSep 23, 2021
Property Address2598 S FLAT ROCK RD, BLOOMINGTON, IN 47403-3285
Document Number2021018368
Map ReferenceDOC 2013012563
Instrument DateSep 17, 2021
Instrument2021018368
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2598 S FLAT ROCK RD, BLOOMINGTON, IN 47403-3285

Mortgage

Document Number2021018369
DateSep 23, 2021
Instrument2021018369
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2598 S Flat Rock Rd was $2,451, down 11.2% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,451.00 (-11.2%)$268,600 Land $57,500 Building $211,100$268,600 Land $57,500 Building $211,100
2024$2,760.00
2023$269,600 (+10.81%) Land $57,500 Building $212,100$269,600 (+10.81%) Land $57,500 Building $212,100
2022$2,471.00$243,300 Land $50,000 Building $193,300$243,300 Land $50,000 Building $193,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2598 S Flat Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2598 S Flat Rock Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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