2598 Ready Section Rd, Toney, AL 35773 Property Records

Madison County property record for 2598 Ready Section Rd, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,594 sqft · built 2008
Lot Size	0.536 acres (23,364 sqft)
Owner	2 Individual Names on File
Last Sale	$256,000 (Sep 2022)
Tax Bill	$694 (2026)
Deeds & Mortgages	Sep 2022 Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-08-27-0-001-002.026`

Property Details

APN / Parcel Number

Primary APN	`05-08-27-0-001-002.026`
Alternative APNs	`512017` `599847`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,594 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,364 sqft (0.536 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	599847
Street Address	2598 READY SECTION RD
City	TONEY
State	AL
Zip	35773-7126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 THE LANDINGS PHASE I PB # 20070216000119050
Legal Range	02W
Legal Township	01S
Legal Section	27
Legal Subdivision	LANDINGS PHASE I
Legal Phase	1
Legal Lot Number	25
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	2
Census Block	2014
Census Tract	10405

Owner

2598 Ready Section Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2598 READY SECTION RD, TONEY, AL 35773-7126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
May 4, 2020	Grant Deed, Transfer · FHA Mortgage MOVEMENT MTG
Oct 3, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 9, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Prior Sale	May 4, 2020 · Amount on File
Deed Book / Page	2022 / 42118
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	2598 READY SECTION RD, TONEY, AL 35773-7126
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000214106
Date	Sep 1, 2022
Book Page	2022/214106

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON AL
Recording Date	May 4, 2020
Property Address	2598 READY SECTION RD, TONEY, AL 35773-7126
Document Number	0000031344
Instrument Date	Apr 29, 2020
Instrument	31344
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2598 READY SECTION RD TONEY AL 357737126, TONEY, AL 35773-7126

Mortgage

Document Number	31345
Date	May 4, 2020
Instrument	31345

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Oct 3, 2018
Property Address	2598 READY SECTION RD, TONEY, AL 35773-7126
Document Number	0000064342
Map Reference	DOC20070216000119050
Instrument Date	Sep 27, 2018
Instrument	20181003000064342
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 LOCKPORT DR, 107, GURLEY, AL 35748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2598 READY SECTION RD, TONEY, AL 35773-7126

Mortgage

Document Number	0000064343
Date	Oct 3, 2018
Instrument	20181003000064343

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON AL
Recording Date	Jan 9, 2018
Property Address	2598 READY SECTION RD, TONEY, AL 35773-7126
Document Number	0000002030
Instrument Date	Jan 2, 2018
Instrument	2030
Transaction Type	Foreclosure
Record Updated	Jan 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$95.50
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	107 LOCKPORT DR HARVEST AL 357497852, HARVEST, AL 35749-7852

Tax Assessment & Valuation

The 2026 property tax bill for 2598 Ready Section Rd was $694 with a homeowner's exemption, up 0.7% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$694.00 (+0.73%)
2025	$689.00 Homeowner's exemption	$20,440 Land $3,000 Building $17,440	$204,300 Land $30,000 Building $174,300
2023	$660.00 (+8.91%) Homeowner's exemption	$19,660 (+8.14%) Land $3,000 Building $16,660	$196,600 (+8.2%) Land $30,000 Building $166,600
2022	$606.00 Homeowner's exemption	$18,180 Land $3,000 Building $15,180	$181,700 Land $30,000 Building $151,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2598 Ready Section Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2598 Ready Section Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY WATER DEPARTMENT serves 119,100 people · EPA ID AL0000888
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: West Kentucky Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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