25975 McCoy Ct, Chantilly, VA 20152 Property Records

Loudoun County property record for 25975 McCoy Ct, Chantilly, VA 20152

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,776 sqft · built 2004
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,000 (Apr 2019)
Tax Bill	$9,939 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099-46-8451-000`

Property Details

APN / Parcel Number

Primary APN	`099-46-8451-000`
Alternative APN	`107 7 26`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	5,461 sqft Living Area
1st Floor Area	1,572 sqft
Basement Area	1,685 sqft
Finished Basement	1,685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Built-in
Garage Area	484 sqft

Exterior Amenities

Pool Area	700 sqft
Porch	Open Porch
Porch Area	132 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	25975 MCCOY CT
City	CHANTILLY
State	VA
Zip	20152-1962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUE SPRING FARM LOT 26 200801040000654 200304110041102 POSE
Legal Subdivision	BLUE SPRING FARM
Legal Block	1
Legal Lot Number	26
Jurisdiction	LOUDOUN VA
Township / Civil Division	DULLES
Census Block Group	1
Census Block	1000
Census Tract	611805

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25975 MCCOY CT, CHANTILLY, VA 20152-1962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENTAGON FEDERAL CREDIT UNION
Apr 18, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2019 · Amount on Record
Deed Sale	Apr 18, 2019 · Amount on Record
Prior Sale	Sep 21, 2007 · Amount on Record
Deed Document Number	201919138
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	25975 MCCOY CT, CHANTILLY, VA 20152-1962
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25975 MCCOY CT, CHANTILLY, VA 20152-1962

Mortgage

Document Number	0000008608
Date	Feb 23, 2026
Instrument	20260223-0008608

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	25975 MCCOY CT, CHANTILLY, VA 20152-1962
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101337
Date	Sep 29, 2021
Instrument	202109290101337

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.38%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 18, 2019
Property Address	25975 MCCOY CT, CHANTILLY, VA 20152-1962
Document Number	20190418019138
Instrument Date	Apr 16, 2019
Instrument	19138
Transaction Type	Transfer
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25975 MCCOY CT CHANTILLY VA 201521962, CHANTILLY, VA 20152-1962

Mortgage

Document Number	20190418019139
Date	Apr 18, 2019
Instrument	19139

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,939.00 (+0.71%)	$1,234,700 (+9.46%) Land $426,500 Building $808,200	$1,234,700 (+9.46%) Land $426,500 Building $808,200
2023	$9,869.00	$1,127,960 Land $401,500 Building $726,460	$1,127,960 Land $401,500 Building $726,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: Cox Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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