Stanly County property record for 25975 Austin Rd, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,938 sqft · built 2022 |
| Lot Size | 11.7 acres (510,959 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,000 (May 2021) |
| Tax Bill | $3,375 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Apr 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 651904840233 |
| Primary APN | 651904840233 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,938 sqft Finished Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 510,959 sqft (11.7 acres) |
| Garage Type | Attached |
| Garage Area | 625 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1533872 |
|---|---|
| Street Address | 25975 AUSTIN RD |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-8380 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 25975 AUSTIN RD 651900115 |
| Legal Subdivision | JOHN MALCOLM HARDWOOD |
| Legal Tract | 1 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | RIDENHOUR |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 930101 |
25975 Austin Rd is owned and occupied by two individuals who bought it in May 2021.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25975 AUSTIN RD, ALBEMARLE, NC 28001-8380 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK |
| Apr 26, 2022 | Deed of Trust, Mortgage · Construction Mortgage UWHARRIE BANK |
| May 4, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on File |
| Deed Sale | May 4, 2021 · Amount on File |
| Prior Sale | Dec 30, 2016 · Amount on File |
| Deed Document Number | 2021432469 |
| Deed Book / Page | 1740 / 1146 |
| Prior Transfer Date | Jun 12, 2008 |
| Prior Transfer Doc | 0012380882 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 25975 AUSTIN RD, ALBEMARLE, NC 28001-8380 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 25975 AUSTIN RD, ALBEMARLE, NC 28001-8380 |
| Document Number | 0000461486 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 1831/1446 |
| Instrument | 461486 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | MOUNT PLEASANT, NC 28124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 8, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 25975 AUSTIN RD, ALBEMARLE, NC 28001-8380 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 25987 AUSTIN RD, ALBEMARLE, NC 28001-8380 |
| Document Number | 0000446278 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 1783/1553 |
| Instrument | 446278 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 4, 2021 |
| Property Address | 25975 AUSTIN RD, ALBEMARLE, NC 28001-8380 |
| Document Number | 0000432469 |
| Book / Page | 1740 / 1146 |
| Map Reference | MB 25 PG 68 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 432469 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $212.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 423 VARNUM WAY, FAIRVIEW, TX 75069-0145 |
| Name | Verified Name |
|---|---|
| Address | 25987 AUSTIN RD, ALBEMARLE, NC 28001-8380 |
The 2026 property tax bill for 25975 Austin Rd was $3,375.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,375.00 | $553,279 (-) Land $113,087 Building $440,192 | $553,279 (-) Land $113,087 Building $440,192 |
| 2025 | $3,375.00 | $553,279 Land $113,087 Building $440,192 | $553,279 Land $113,087 Building $440,192 |
| 2023 | $1,955.00 | $275,479 Land $74,723 Building $200,756 | $275,479 Land $74,723 Building $200,756 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25975 Austin Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 25975 Austin Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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