2597 Windmill View Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 2597 Windmill View Rd, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,827 sqft · built 1975
Lot Size0.394 acres (17,144 sqft)
Owner2 Individual Names on File
Last Sale$92,000 (Jan 2007)
Tax Bill$7,677 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN386-510-16-00

Property Details

APN / Parcel Number

Primary APN386-510-16-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,827 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area17,144 sqft (0.394 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2597 WINDMILL VIEW RD
CityEL CAJON
StateCA
Zip92020-1048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 TR 007650
Legal SubdivisionFLETCHER HILLS
Legal Tract007650
Legal Block2
Legal Lot Number28
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2021
Census Tract16616

Owner

Source: San Diego County records · APN 386-510-16-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2597 WINDMILL VIEW RD, EL CAJON, CA 92020-1048
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Apr 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME REBATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 19, 2007 · Amount on Record
Deed SaleJan 19, 2007 · Amount on Record
Prior SaleNov 30, 2001 · Amount on Record
Deed Document Number200739864
Last Transfer DateApr 09, 2009
Transfer Doc0000218616
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2597 WINDMILL VIEW RD, EL CAJON, CA 92020-1048
Transaction TypeMortgage
Record UpdatedSep 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2597 WINDMILL VIEW RD, EL CAJON, CA 92020-1048

Mortgage

Document Number0000347754
DateAug 31, 2022
Instrument2022-0347754
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 01, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2597 WINDMILL VIEW RD, EL CAJON, CA 92020-1048
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000192657
DateApr 16, 2020
Instrument2020-0192657
Lender
NameHOME REBATE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$530,587 (+2%) Land $209,222 Building $321,365
2025$7,677.00 (+5.34%) Homeowner's exemption$520,184 (+4.04%) Land $205,120 Building $315,064
2023$7,288.00 (+0.47%) Homeowner's exemption$499,987 Land $197,156 Building $302,831
2022$7,254.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730166162, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
4 of 4 on primary residences
Nearby Flood Claims5 (1978–1996)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 1996, tidal / storm surge

Wildfire

Wildfire RiskLow
above 38% of the US · above 23% of California
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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