Chester County property record for 2597 Ridge Rd, Elverson, PA 19520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,432 sqft · built 1987 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $161,900 (Oct 2002) |
| Tax Bill | $555 (2026) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-4-126.1E |
| Primary APN | 19-4-126.1E |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| Gross Area | 2,008 sqft |
| Basement Area | 428 sqft |
| Finished Basement | 428 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 47,916 sqft |
| View / Lot | Major Commercial Strip |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Street Address | 2597 RIDGE RD |
|---|---|
| City | ELVERSON |
| State | PA |
| Zip | 19520-9036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.1 AC & DWG LOT 3 |
| Legal Lot Number | 3 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 301600 |
2597 Ridge Rd is owned and occupied by an individual who acquired it in May 2004.
Source: Chester County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2597 RIDGE RD, ELVERSON, PA 19520-9036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2002 · Amount on File |
| Deed Sale | Oct 31, 2002 · Amount on File |
| Deed Document Number | 200210145827 |
| Deed Book / Page | 5440 / 445 |
| Last Transfer Date | May 12, 2004 |
| Transfer Doc | 0010424315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 2597 RIDGE RD, ELVERSON, PA 19520-9036 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0099211547 |
|---|---|
| Date | May 9, 2019 |
| Book Page | 9921/1547 |
| Instrument | 11664539 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 8, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2597 Ridge Rd was $555.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | Warwick Township |
| Unified School District | Owen J. Roberts School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $555.00 | $133,670 Land $43,780 Building $89,890 | $137,280 Land $43,780 Building $93,500 |
| 2024 | $5,223.00 | $133,670 Land $43,780 Building $89,890 | |
| 1998 | $137,280 Land $43,780 Building $93,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2597 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2011–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2597 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Service Electric Cable TV Cable | 2,000 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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