2597 Oak Manor Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 2597 Oak Manor Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 6,056 sqft · built 2007
Lot Size	2.87 acres (125,017 sqft)
Owner	Trust Name on File
Tax Bill	$4,745 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-5-15-01-0-00002-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-5-15-01-0-00002-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	6,056 sqft Adjusted Area
1st Floor Area	3,534 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	125,017 sqft (2.87 acres)
Lot Dimensions	475 ft deep x 248 ft wide
Patio Area	224 sqft

Location & Zoning

Street Address	2597 OAK MANOR DR
City	HERNANDO
State	MS
Zip	38632-7687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	OAK GROVE MANOR S/D LOT 2
Legal Range	008
Legal Township	03S
Legal Section	15
Legal Subdivision	OAK GROVE MANOR S/D
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2008
Census Tract	71123

Owner

2597 Oak Manor Dr is held in a trust since March 2024.

Source: DeSoto County records, as of September 28, 2026

Owner of Record	Trust Name on File
Mailing Address	37 SANDTHORNE WAY, STARKVILLE, MS 39759-1133
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan GUARANTY BANK & TRUST CO
Mar 7, 2024	Intrafamily Transfer, Transfer
Aug 9, 2019	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF MERIDIAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 1, 2024
Transfer Doc	01024/3942
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2597 OAK MANOR DR, HERNANDO, MS 38632-7687
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	UNKNOWN, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2597 OAK MANOR DR, HERNANDO, MS 38632-7687

Mortgage

Document Number	5662/108393
Date	Oct 20, 2025
Book Page	5662/108393

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	WALNUT, MS 38683

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	19 Months
Due	May 15, 2027

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Mar 7, 2024
Property Address	2597 OAK MANOR DR, HERNANDO, MS 38632-7687
Document Number	01024/3942
Book / Page	1024 / 3942
Map Reference	MB 76 PG 18
Instrument Date	Mar 1, 2024
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2597 OAK MANOR DR, HERNANDO, MS 38632-7687

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2597 OAK MANOR DR, HERNANDO, MS 38632-7687

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2597 OAK MANOR DR, HERNANDO, MS 38632-7687
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004777/001
Date	Aug 9, 2019
Book Page	4777/001

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank
Address	SOUTHAVEN, MS 38671

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2597 Oak Manor Dr was $4,745.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,745.00	$57,488 Land $3,500 Building $53,988	$574,875 Land $35,000 Building $539,875
2023	$3,806.00	$41,046	$410,463 Land $35,000 Building $375,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2597 Oak Manor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2597 Oak Manor Dr is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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