2597 Moray Pl, Lexington, KY 40511 Property Records

Lexington-Fayette Urban County property record for 2597 Moray Pl, Lexington, KY 40511

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,496 sqft · built 2005
Lot Size0.109 acres (4,731 sqft)
Owner2 Individual Names on Record
Last Sale$162,000 (Mar 2018)
Tax Bill$2,658 (2026)
Deeds & MortgagesMar 2018 Mortgage
Mar 2018 Sale
APN38118730

Property Details

APN / Parcel Number

Primary APN38118730

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,496 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area4,731 sqft (0.109 acres)
Lot Width43 ft Width
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address2597 MORAY PL
CityLEXINGTON
StateKY
Zip40511-9130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionM-134 COVENTRY (BELMONT FARM) UNIT 1-C LOT 84; BOOK: 3564 PAGE: 409
Legal SubdivisionCOVENTRY (BELMONT FARM)
Legal Lot Number84
Legal Unit1-C
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE NORTHWEST
Census Block Group2
Census Block2014
Census Tract3803

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2597 MORAY PL, LEXINGTON, KY 40511-9130
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2018Deed of Trust, Mortgage
USAA FED SAV BK
Mar 5, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2018 · Amount on Record
Deed SaleMar 5, 2018 · Amount on Record
Prior SaleMar 25, 2009 · Amount on Record
Deed Book / Page3564 / 409
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address2597 MORAY PL, LEXINGTON, KY 40511-9130
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9049/227
DateMar 5, 2018
Book Page9049/227
Lender
NameUSAA FED SAV BK
Agreement
AmountAmount Recorded

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateMar 5, 2018
Property Address2597 MORAY PL, LEXINGTON, KY 40511-9130
Document Number3564/409
Book / Page3564 / 409
Transaction TypeTransfer
Record UpdatedDec 7, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,658.00 (+1.88%)$211,000 (-)$211,000 (-)
2025$2,609.00$211,000 (-)$211,000 (-)
2023$2,609.00$211,000$211,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978–1980)
Most Recent ClaimJul 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
100 / 20

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