San Luis Obispo County property record for 2597 Laurel Ave, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,080 sqft · built 1957 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $168,000 (Jun 1996) |
| Tax Bill | $2,998 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage May 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-256-029 |
| Primary APN | 068-256-029 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Terrain | Steep |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 2597 LAUREL AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY MB MORRO DEL MAR 2 BL 23 LT 2 |
| Legal Subdivision | MORRO DEL MAR 02 |
| Legal Block | 23 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 10505 |
2597 Laurel Ave is owned by a company that acquired it in May 2019 and is owner-occupied.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2597 LAUREL AVE, MORRO BAY, CA 93442-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 1996 · Amount on File |
| Deed Sale | Jun 19, 1996 · Amount on File |
| Deed Document Number | 199630300 |
| Last Transfer Date | May 9, 2019 |
| Transfer Doc | 0000018037 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2597 LAUREL AVE, MORRO BAY, CA 93442-1721 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2022 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 2597 LAUREL AVE, MORRO BAY, CA 93442-1721 |
| Document Number | 0000012836 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022012836 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 16, 2019 |
| Property Address | 2597 LAUREL AVE, MORRO BAY, CA 93442-1721 |
| Document Number | 0000018037 |
| Instrument Date | May 9, 2019 |
| Instrument | 18037 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2597 LAUREL AVE MORRO BAY CA 934421721, MORRO BAY, CA 93442-1721 |
The 2025 property tax bill for 2597 Laurel Ave was $2,998 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $284,635 (+2%) Land $186,373 Building $98,262 | |
| 2025 | $2,998.00 Homeowner's exemption | $279,055 Land $182,719 Building $96,336 |
| 2023 | $2,891.00 (+6.76%) Homeowner's exemption | $268,222 Land $175,625 Building $92,597 |
| 2022 | $2,708.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2597 Laurel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2597 Laurel Ave is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
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