2597 Cedarmill Dr, Franklin, IN 46131 Property Records

Johnson County property record for 2597 Cedarmill Dr, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 2018
Lot Size	0.159 acres (6,926 sqft)
Owner	2 Individual Names on File
Last Sale	$212,400 (Jan 2019)
Tax Bill	$2,855 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-08-01-033-163.000-018`

Property Details

APN / Parcel Number

Primary APN	`41-08-01-033-163.000-018`
Alternative APN	`00001482278`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
1st Floor Area	1,618 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,926 sqft (0.159 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001482278
Street Address	2597 CEDARMILL DR
City	FRANKLIN
State	IN
Zip	46131-5509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE SEC 9 LOT 673 MP FRANKLIN COMMUNI
Legal Subdivision	HERITAGE SEC 9
Legal Lot Number	673
Jurisdiction	JOHNSON IN
Township / Civil Division	NEEDHAM
Census Block Group	1
Census Block	1047
Census Tract	611200

Owner

2597 Cedarmill Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Johnson County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2597 CEDARMILL DR, FRANKLIN, IN 46131-5509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jan 4, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jun 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2019 · Amount on File
Deed Sale	Jan 4, 2019 · Amount on File
Prior Sale	Jun 22, 2018
Deed Document Number	2019259
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	2597 CEDARMILL DR, FRANKLIN, IN 46131-5509
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021028311
Date	Sep 21, 2021
Instrument	2021-028311

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	2597 CEDARMILL DR, FRANKLIN, IN 46131-5509
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021025318
Date	Aug 24, 2021
Instrument	2021-025318

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jan 4, 2019
Property Address	2597 CEDARMILL DR, FRANKLIN, IN 46131-5509
Document Number	2019000259
Map Reference	IN 2018-004925
Instrument Date	Dec 31, 2018
Instrument	2019-000259
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2597 CEDARMILL DR, FRANKLIN, IN 46131-5509

Mortgage

Document Number	2019000260
Date	Jan 4, 2019
Instrument	2019-000260

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Jun 22, 2018
Property Address	2597 CEDARMILL DR, FRANKLIN, IN 46131-5509
Document Number	2018013307
Map Reference	IN 2018-004925 PC E
Instrument Date	Jun 21, 2018
Instrument	2018-013307
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9225 HARRISON PARK CT, INDIANAPOLIS, IN 46216-1089
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2597 Cedarmill Dr was $2,855 with a homeowner's exemption, down 4.8% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Needham Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,855.00 (-4.8%) Homeowner's exemption	$281,500 Land $38,000 Building $243,500	$281,500 Land $38,000 Building $243,500
2024	$2,999.00 (+1.32%)
2023	$2,960.00 (+8.35%) Homeowner's exemption	$265,600 (+8.76%) Land $38,000 Building $227,600	$265,600 (+8.76%) Land $38,000 Building $227,600
2022	$2,732.00 Homeowner's exemption	$244,200 Land $38,000 Building $206,200	$244,200 Land $38,000 Building $206,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2597 Cedarmill Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013)
Most Recent Claim	Dec 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2597 Cedarmill Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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