Brevard County property record for 2597 Bernice Ct, Melbourne, FL 32935
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,202 sqft · built 1975 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $143,000 (Apr 2003) |
| Tax Bill | $2,089 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-07-51-M-18 |
| Primary APN | 27-37-07-51-M-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,202 sqft Living Area |
| Gross Area | 2,940 sqft |
| 1st Floor Area | 2,202 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Florida Room |
| Porch Area | 258 sqft |
| Patio Area | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2710788 |
|---|---|
| Street Address | 2597 BERNICE CT |
| City | MELBOURNE |
| State | FL |
| Zip | 32935-3468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | HARBOR CITY COUNTRY CLUB ESTATES SEC 1 LOT 18 BLK M |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 07 |
| Legal Subdivision | HARBOR CITY COUNTRY CLUB ESTATES SEC 1 |
| Legal Block | M |
| Legal Lot Number | 18 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 64123 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2597 BERNICE CT, MELBOURNE, FL 32935-3468 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Sep 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage REVERSE MTG FNDG |
| Sep 25, 2017 | Deed of Trust, Mortgage COMMISSIONER OF HOUSIN & URBAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2003 · Amount on Record |
| Deed Sale | Apr 11, 2003 · Amount on Record |
| Prior Sale | May 24, 2002 |
| Deed Book / Page | 4877 / 2515 |
| Last Transfer Date | Dec 22, 2006 |
| Transfer Doc | 0057395251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2597 BERNICE CT, MELBOURNE, FL 32935-3468 |
| Document Number | 0079930447 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2597 BERNICE CT MELBOURNE FL 329353468, MELBOURNE, FL 32935-3468 |
| Document Number | 0079930447 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 007993/000447 |
| Instrument | 202284 |
| Name | REVERSE MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMFIELD, NJ 07003 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 972 Months |
| Due | Oct 1, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2597 BERNICE CT, MELBOURNE, FL 32935-3468 |
| Document Number | 0079930461 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2597 BERNICE CT MELBOURNE FL 329353468, MELBOURNE, FL 32935-3468 |
| Document Number | 0079930461 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 007993/000461 |
| Instrument | 202285 |
| Name | COMMISSIONER OF HOUSIN & URBAN |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Amount | Amount Recorded |
|---|---|
| Term | 972 Months |
| Due | Oct 1, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.48% |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,390 (+2.69%) | $307,790 (-3.2%) | |
| 2025 | $2,089.00 (+1.51%) Homeowner's exemption Widower's exemption | $158,130 (+5.98%) | $317,970 (+4.22%) |
| 2024 | $2,058.00 (+2.85%) | ||
| 2023 | $2,001.00 (+7.23%) Homeowner's exemption | $149,210 (+3%) | $305,100 (+13.19%) Land $80,000 Building $225,100 |
| 2022 | $1,866.00 Homeowner's exemption | $144,870 | $269,550 Land $70,000 Building $199,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 9 (1995–2022) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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