2597 Arf Ave, Hayward, CA 94545 Property Records

Alameda County property record for 2597 Arf Ave, Hayward, CA 94545

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,254 sqft · built 1971
Lot Size	0.024 acres (1,056 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Oct 2009)
Tax Bill	$5,944 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`456-38-25`

Property Details

APN / Parcel Number

Primary APN	`456-38-25`
Alternative APN	`456-0038-025-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,254 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	1,056 sqft (0.024 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2597 ARF AVE
City	HAYWARD
State	CA
Zip	94545-4108
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT: 00468 BLK: TR: 3257
Legal Subdivision	3257 GLEN EDEN UN 3
Legal Tract	3257
Legal Lot Number	468
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2000
Census Tract	437102

Owner

2597 Arf Ave, a townhouse, is owned and occupied by two individuals who bought it in October 2009.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2597 ARF AVE, HAYWARD, CA 94545-4108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2009 · Amount on File
Deed Sale	Oct 9, 2009 · Amount on File
Prior Sale	Apr 29, 2009 · Amount on File
Deed Document Number	2009320628
Prior Transfer Date	Jul 7, 2005
Prior Transfer Doc	0000312250
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2597 ARF AVE, HAYWARD, CA 94545-4108
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2597 ARF AVE, HAYWARD, CA 94545-4108

Mortgage

Document Number	0000247056
Date	Jul 15, 2021
Instrument	2021247056

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2597 ARF AVE, HAYWARD, CA 94545-4108
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2597 ARF AVE, HAYWARD, CA 94545-4108

Mortgage

Document Number	0000239826
Date	Sep 21, 2020
Instrument	2020239826

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2597 ARF AVE, HAYWARD, CA 94545-4108
Document Number	0000086723
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2597 ARF AVE HAYWARD CA 945454108, HAYWARD, CA 94545-4108

Mortgage

Document Number	0000086723
Date	Apr 18, 2017
Instrument	86723

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2597 Arf Ave was $5,944 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,264 (+0.55%) Land $147,379 Building $343,885
2025	$5,944.00 Homeowner's exemption	$481,631 Land $144,489 Building $337,142
2023	$5,798.00 Homeowner's exemption	$462,931 Land $138,879 Building $324,052	$590,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2597 Arf Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2597 Arf Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, Verizon.

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