2596 Thousand Oaks Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 2596 Thousand Oaks Dr, Hernando, MS 38632

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,695 sqft · built 2005
Lot Size1.55 acres (67,518 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Aug 2010)
Tax Bill$1,787 (2025)
Deeds & MortgagesJan 2018 Construction Loan
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-07-5-16-06-0-00059-00

Property Details

APN / Parcel Number

Primary APN3-07-5-16-06-0-00059-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Stories1 Story
Building Area2,695 sqft Adjusted Area
1st Floor Area1,830 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeHip
Roof MaterialShingle
Lot Area67,518 sqft (1.55 acres)
Patio Area100 sqft
Utility Building384 sqft

Location & Zoning

Street Address2596 THOUSAND OAKS DR
CityHERNANDO
StateMS
Zip38632-6629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionOAK WOODS CREEK S-D 1ST REV LOT 59
Legal Range007
Legal Township03S
Legal Section16
Legal SubdivisionOAK WOODS CREEK S-D
Legal Lot Number59
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2028
Census Tract71001

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2596 THOUSAND OAKS DR, HERNANDO, MS 38632-6629
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2018Deed of Trust, Mortgage · Construction Mortgage
WELLS FARGO BANK
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jan 9, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2010 · Amount on Record
Deed SaleAug 25, 2010 · Amount on Record
Deed Book / Page641 / 279
Last Transfer DateDec 23, 2017
Transfer Doc000845/372
Record UpdatedJun 8, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2596 THOUSAND OAKS DR, HERNANDO, MS 38632-6629
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004475/451
DateJan 4, 2018
Book Page4475/451
InstrumentT04475-00451
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term192 Months
DueJan 1, 2033
Interest
Rate TypeFixed Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address2596 THOUSAND OAKS DR, HERNANDO, MS 38632-6629
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2596 THOUSAND OAKS DR, HERNANDO, MS 38632-6629

Mortgage

Document Number005329/460
DateAug 27, 2021
Book Page5329/460
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2036

January 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateJan 9, 2018
Property Address2596 THOUSAND OAKS DR, HERNANDO, MS 38632-6629
Document Number000845/372
Book / Page845 / 372
Map ReferencePB 52 PG 50-52
Instrument DateDec 23, 2017
InstrumentW00845-00372
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2596 THOUSAND OAKS DR, HERNANDO, MS 38632-6629

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,787.00 (+16.34%)$25,182 (+37.87%) Land $3,000 Building $22,182$251,821 (+37.87%) Land $30,000 Building $221,821
2023$1,536.00$18,265$182,645 Land $30,000 Building $152,645

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 59% of Mississippi
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HERNANDO
serves 14,457 people · EPA ID MS0170009
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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