Frederick County property record for 2596 Bear Den Rd, Frederick, MD 21701 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2000 |
| Square Footage | 3,142 sqft Living Area |
| Lot Size | 6,390 sqft (0.147 acres) |
| Garage | Attached, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $424,900 (2017) |
| Tax Bill | $8,389.00 (2024) |
| Primary APN | 02-227878 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,142 sqft Living Area |
| Gross Area | 3,582 sqft Gross Area |
| 1st Floor | 1,798 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,390 sqft (0.147 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Porch | Open Porch |
| Porch Area | 336 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 227878 |
|---|---|
| Street Address | 2596 BEAR DEN RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-5230 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 13 SECTION 3 PLAT 19 BLK U-6390 SQFT WORMANS MILL |
| Legal Subdivision | WORMANS MILL |
| Legal Block | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 4 |
| Census Block | 4025 |
| Census Tract | 750802 |
Source: Frederick County records · APN 02-227878
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2596 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 10, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CAPITAL BANK NA |
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK NA |
| Mar 08, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 08, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 03, 2017 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESIDE FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2017 · Amount on Record |
| Deed Sale | May 03, 2017 · Amount on Record |
| Prior Sale | Sep 27, 2012 · Amount on Record |
| Deed Doc Number | 201711798-0280 |
| Deed Book / Page | 11798 / 280 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2596 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 2596 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Document Number | 0177890292 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 17789/292 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.62% |
| Max Rate At Change | 7.62% |
| Index | 5-Year TN |
| Margin | 2 |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 30, 2026 |
| Property Address | 2596 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Document Number | 1798000345 |
| Book / Page | 17981 / 345 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2026 |
| Title Company | ADVANTAGE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2596 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Document Number | 1798000345, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 17981/345 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2596 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | REAL ESTATE SETMNTS & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0134530001 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 13453/0001 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2596 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | REAL ESTATE STLMTS & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0153910491 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 15391/491 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2596 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2596 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Document Number | 0157720074 |
|---|---|
| Date | Mar 08, 2022 |
| Book Page | 15772/74 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2596 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 2596 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Document Number | 0157720196 |
|---|---|
| Date | Mar 08, 2022 |
| Book Page | 15772/196 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 03, 2017 |
| Property Address | 2596 BEAR DEN RD, FREDERICK, MD 21701-5230 |
| Document Number | 0117980279 |
| Book / Page | 011798 / 000279 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2017 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2596 BEAR DEN RD FREDERICK MD 217015230, FREDERICK, MD 21701-5230 |
| Document Number | 117980285 |
|---|---|
| Date | May 03, 2017 |
| Book Page | 011798/000285 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2047 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $569,200 (+23.2%) Land $154,300 Building $414,900 | $569,200 (-) Land $154,300 Building $414,900 | |
| 2024 | $8,389.00 (+7.29%) | ||
| 2023 | $7,819.00 Homeowner's exemption | $462,000 | $569,200 Land $154,300 Building $414,900 |
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