Yolo County property record for 25957 Stephens St, Esparto, CA 95627
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,982 sqft · built 2008 |
| Lot Size | 0.158 acres (6,893 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Sep 2018) |
| Tax Bill | $5,269 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-573-003-000 |
| Primary APN | 049-573-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,982 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 6,893 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 681 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 25957 STEPHENS ST |
|---|---|
| City | ESPARTO |
| State | CA |
| Zip | 95627-2060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 4612 LOPEZ SUBDIVISION L 31 2006 M 41-45 |
| Legal Subdivision | LOPEZ SUB |
| Legal Lot Number | 31 |
| Jurisdiction | YOLO CA |
| Township / Civil Division | ESPARTO |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 11500 |
Source: Yolo County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25957 STEPHENS ST, ESPARTO, CA 95627-2060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Mar 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jun 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 28, 2018 | Grant Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | Nov 25, 2008 · Amount on Record |
| Deed Document Number | 201823226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Property Address | 25957 STEPHENS ST, ESPARTO, CA 95627-2060 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 25957 STEPHENS ST, ESPARTO, CA 95627-2060 |
| Document Number | 0000018403 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025-0018403 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Property Address | 25957 STEPHENS ST, ESPARTO, CA 95627-2060 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2024 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO |
| Name | Verified Name |
|---|---|
| Address | 25957 STEPHENS ST, ESPARTO, CA 95627-2060 |
| Document Number | 0000004390 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2024-0004390 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Property Address | 25957 STEPHENS ST, ESPARTO, CA 95627-2060 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 25957 STEPHENS ST, ESPARTO, CA 95627-2060 |
| Document Number | 0000009071 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 2023-0009071 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Property Address | 25957 STEPHENS ST, ESPARTO, CA 95627-2060 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 25957 STEPHENS ST, ESPARTO, CA 95627-2060 |
| Document Number | 0000009070 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 2023-0009070 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Property Address | 25957 STEPHENS ST, ESPARTO, CA 95627-2060 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 25957 STEPHENS ST, ESPARTO, CA 95627-2060 |
| Document Number | 0000005370 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022-0005370 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | YOLO CA |
| Recording Date | Sep 28, 2018 |
| Property Address | 25957 STEPHENS ST, ESPARTO, CA 95627-2060 |
| Document Number | 0000023226 |
| Map Reference | MB 2006 PG 41-45 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 2018-0023226 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 25957 STEPHENS ST, ESPARTO, CA 95627-2060 |
| Document Number | 0000023227 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018-0023227 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Number | 0000023228 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2018-0023228 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: Yolo County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Yolo County |
| Unified School District | Esparto Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $483,571 (+2%) Land $73,955 Building $409,616 | |
| 2025 | $5,269.00 (+5.36%) Homeowner's exemption | $474,090 (+4.04%) Land $72,505 Building $401,585 |
| 2023 | $5,001.00 (+1.87%) Homeowner's exemption | $455,683 Land $69,691 Building $385,992 |
| 2022 | $4,909.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1997–2005) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 63% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ESPARTO C.S.D. serves 3,572 people · EPA ID CA5710007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Esparto Broadband Cable · Fiber, Fixed Wireless in parts of the area | 1,000 / 30 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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