2595 SE 48th St, Ocala, FL 34480 Property Records

Marion County property record for 2595 SE 48th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,726 sqft · built 1985
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jan 2023)
Tax Bill	$5,907 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3142-212-000`

Property Details

APN / Parcel Number

Primary APN	`3142-212-000`
Alternative APN	`1838169000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,726 sqft Living Area
1st Floor Area	2,726 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Lot Dimensions	367 ft deep x 150 ft wide

Exterior Amenities

Pool Area	576 sqft
Porch	Open Porch
Porch Area	234 sqft
Patio Area	144 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1838169000
Old Parcel Number	3142212000
Street Address	2595 SE 48TH ST
City	OCALA
State	FL
Zip	34480-7214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3;A3
Legal Description	SEC 34 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	34
Legal Subdivision	FLORIDA ORANGE GROVE
Legal Lot Number	212
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3039
Census Tract	2302

Owner

2595 SE 48th St is owned and occupied by an individual who bought it in January 2023.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2595 SE 48TH ST, OCALA, FL 34480-7214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Deed of Trust, Mortgage · Balloon Mortgage THOMAS J CAFARO
Sep 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage THOMAS J CAFARO
Jan 13, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ALLSTATE SERVICING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2023 · Amount on File
Deed Sale	Jan 13, 2023 · Amount on File
Prior Sale	Feb 5, 2014
Deed Document Number	2023004874
Deed Book / Page	7961 / 1087
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2595 SE 48TH ST, OCALA, FL 34480-7214
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 SE 48TH ST, OCALA, FL 34480-7214

Mortgage

Document Number	0085811686
Date	Apr 9, 2025
Book Page	8581/1686
Instrument	2025047021

Lender

Name	THOMAS J CAFARO
Type	Private Party
Address	10325 SE 42ND TER, BELLEVIEW, FL 34420

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	2595 SE 48TH ST, OCALA, FL 34480-7214
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 SE 48TH ST, OCALA, FL 34480-7214

Mortgage

Document Number	0081391404
Date	Sep 6, 2023
Book Page	8139/1404
Instrument	2023114715

Lender

Name	THOMAS J CAFARO
Type	Private Party
Address	10325 SE 42ND TER, BELLEVIEW, FL 34420

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jan 13, 2023
Property Address	2595 SE 48TH ST, OCALA, FL 34480-7214
Document Number	0079611087
Book / Page	7961 / 1087
Map Reference	MB B PG 222
Instrument Date	Dec 30, 2022
Instrument	2023004874
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5433 ENDICOTT PL, OVIEDO, FL 32765-6183

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2595 SE 48TH ST, OCALA, FL 34480-7214

Mortgage

Document Number	0079611089
Date	Jan 13, 2023
Instrument	7961/1089

Lender

Name	ALLSTATE SERVICING INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2595 SE 48th St was $5,907 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,907.00 Homeowner's exemption	$391,545 Land $55,660 Building $335,885	$391,545 Land $55,660 Building $335,885
2023	$5,783.00 (+130.67%) Homeowner's exemption	$388,093 (+116.65%) Land $50,820 Building $337,273	$403,466 (+10.31%) Land $50,820 Building $352,646
2022	$2,507.00 Homeowner's exemption	$179,131	$365,765 Land $54,450 Building $311,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2595 SE 48th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2595 SE 48th St is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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