2595 River Reach Dr, Naples, FL 34104 Property Records

Collier County property record for 2595 River Reach Dr, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,668 sqft · built 1988
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Sep 2022)
Tax Bill	$4,656 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2026 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`593200 494A35`

Property Details

APN / Parcel Number

Primary APN	`593200 494A35`
Alternative APNs	`69652160009133100494` `69652160009`

Interior

Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Deck Area	348 sqft

Location & Zoning

Street Address	2595 RIVER REACH DR
City	NAPLES
State	FL
Zip	34104-6930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RIVER REACH LOT 49
Legal Range	25
Legal Township	49
Legal Section	35
Legal Subdivision	RIVER REACH
Legal Tract	593200
Legal Block	1
Legal Lot Number	49
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1007
Census Tract	10401

Owner

Source: Collier County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2595 RIVER REACH DR, NAPLES, FL 34104-6930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Sep 16, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION
Sep 8, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 28, 2021	Warranty Deed, Transfer · Line of Credit FINEMARK NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Prior Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	20226305902
Deed Book / Page	6171 / 2135
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Oct 1, 2026
Property Address	2595 RIVER REACH DR, NAPLES, FL 34104-6930
Document Number	0006880844
Book / Page	6634 / 1717
Instrument Date	Sep 21, 2026
Instrument	20266880844
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 RIVER REACH DR, NAPLES, FL 34104-6930

Mortgage

Document Number	0006880844,
Date	Oct 1, 2026
Book Page	6634/1717
Instrument	20266880844

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Sep 16, 2026
Property Address	2595 RIVER REACH DR, NAPLES, FL 34104-6930
Document Number	0006875602
Book / Page	6630 / 591
Instrument Date	Sep 10, 2026
Instrument	20266875602
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 RIVER REACH DR, NAPLES, FL 34104-6930

Mortgage

Document Number	0006875602,
Date	Sep 16, 2026
Book Page	6630/591
Instrument	20266875602

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 8, 2022
Property Address	2595 RIVER REACH DR, NAPLES, FL 34104-6930
Document Number	0061712135
Book / Page	6171 / 2135
Map Reference	MB 14 PG 23-25
Instrument Date	Sep 2, 2022
Instrument	6305902
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14021 BENTLY CIR, 14021, FORT MYERS, FL 33912-1990

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	808 110TH AVE N, NAPLES, FL 34108-1822

Mortgage

Document Number	0061712137
Date	Sep 8, 2022
Instrument	6171/2137

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 28, 2021
Property Address	2595 RIVER REACH DR, NAPLES, FL 34104-6930
Document Number	0059722092
Book / Page	5972 / 2092
Map Reference	MB 14 PG 23-25
Instrument Date	Jun 17, 2021
Instrument	6086133
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	PALM TITLE ASSOCIATES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2595 RIVER REACH DR, 2595, NAPLES, FL 34104-6930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 RIVER REACH DR, NAPLES, FL 34104-6930
Investor	Possibly a Property Investor

Mortgage

Document Number	59722094
Date	Jun 28, 2021
Instrument	5972/2094

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

Mortgage

Document Number	0059722107
Date	Jun 28, 2021
Book Page	5972/2107
Instrument	6086135

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	FORT MYERS, FL 33919

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2026

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,946 (+2.7%)	$468,115 (+2.96%) Land $297,079 Building $171,036
2025	$4,656.00 (-3.4%) Homeowner's exemption	$454,670 (+3.59%) Land $316,246 Building $138,424	$454,670 (+3.59%) Land $316,246 Building $138,424
2023	$4,820.00 (-10.44%)	$438,933 (-5.61%) Land $275,517 Building $163,416	$438,933 (-5.61%) Land $275,517 Building $163,416
2022	$5,382.00	$465,021 Land $296,839 Building $168,182	$465,021 Land $296,839 Building $168,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	245 (1995–2024)
Claims Outside the SFHA	25 of 245
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 94 claims Hurricane Ian, Sep 2022 · 127 claims Hurricane Irma, Sep 2017 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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