2595 Henderson Mill Rd, Morganton, NC 28655 Property Records

Burke County property record for 2595 Henderson Mill Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,710 sqft · built 1960
Lot Size	33.3 acres (1,451,419 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,135,000 (Sep 2026)
Tax Bill	$2,841 (2026)
Deeds & Mortgages	Sep 2026 Sale Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1786415658`

Property Details

APN / Parcel Number

Primary APN	`1786415658`
Alternative APN	`29859`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,710 sqft Living Area
1st Floor Area	1,922 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft
Flooring	Wood
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Stone
Roof Material	Asphalt
Lot Area	1,451,419 sqft (33.3 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	674 sqft
Deck Area	28 sqft
Patio Area	141 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2595 HENDERSON MILL RD
City	MORGANTON
State	NC
Zip	28655-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	2595 HENDERSON MILL RD MORGANTON, NC 28655
Legal Subdivision	CHARLES & BARBARA HENSON PROP
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2001
Census Tract	20202

Owner

Source: Burke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2595 HENDERSON MILL RD, MORGANTON, NC 28655-9772
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Mar 20, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Mar 20, 2017 · Amount on Record
Deed Document Number	202626009321
Deed Book / Page	2900 / 426
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 30, 2026
Property Address	2595 HENDERSON MILL RD, MORGANTON, NC 28655-9772
Document Number	0026009321
Book / Page	2900 / 426
Instrument Date	Sep 30, 2026
Instrument	202626009321
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$229,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 HENDERSON MILL RD, MORGANTON, NC 28655-9772

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2595 HENDERSON MILL RD, MORGANTON, NC 28655-9772
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 HENDERSON MILL RD, MORGANTON, NC 28655-9772

Mortgage

Document Number	0026110054
Date	Mar 22, 2022
Book Page	2611/54
Instrument	2022018858

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 20, 2017
Property Address	2595 HENDERSON MILL RD, MORGANTON, NC 28655-9772
Document Number	0022830906
Book / Page	002283 / 000906
Instrument Date	Mar 20, 2017
Instrument	2496
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	SECURITY CONNECTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2595 HENDERSON MILL RD MORGANTON NC 286559772, MORGANTON, NC 28655-9772

Mortgage

Document Number	22830910
Date	Mar 20, 2017
Book Page	002283/000910
Instrument	2497

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,841.00 (+6.09%)	$432,198 (+6.11%) Land $99,270 Building $332,928	$432,198 (+6.11%) Land $99,270 Building $332,928
2025	$2,678.00 (-0.59%)	$407,316 (-) Land $99,270 Building $308,046	$407,316 (-) Land $99,270 Building $308,046
2023	$2,694.00	$407,316 Land $99,270 Building $308,046	$407,316 Land $99,270 Building $308,046

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	10 / 1

May also be available: Spectrum.

Cell Coverage

No cell data coverage reported

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