2595 Gallagher Rd, Sparks, NV 89436 Property Records

Washoe County property record for 2595 Gallagher Rd, Sparks, NV 89436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,330 sqft · built 2009
Lot Size	0.268 acres (11,692 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Jul 2021)
Tax Bill	$3,226 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`528-191-23`

Property Details

APN / Parcel Number

Primary APN	`528-191-23`
Alternative APN	`196084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,330 sqft Living Area
1st Floor Area	1,479 sqft
2nd Floor Area	851 sqft

Exterior

Year Built	Built 2009
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Wood
Roof Material	Concrete
Lot Area	11,692 sqft (0.268 acres)
Garage Type	Built-in
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	196084
Street Address	2595 GALLAGHER RD
City	SPARKS
State	NV
Zip	89436-8198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	PIONEER MEADOWS VILLAGE 3 UT 1 LT 61
Legal Range	20
Legal Township	20
Legal Subdivision	PIONEER MEADOWS VILLAGE 3 UT 1
Legal Lot Number	61
Jurisdiction	WASHOE NV
Township / Civil Division	WARM SPRINGS-TRUCKEE CANYON
Census Block Group	1
Census Block	1011
Census Tract	3520

Owner

2595 Gallagher Rd is owned and occupied by an individual who bought it in July 2021.

Source: Washoe County records, as of January 8, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2595 GALLAGHER RD, SPARKS, NV 89436-8198
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 23, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 16, 2021	Bargain and Sale Deed, Transfer STEWART TITLE, STEWART TITLE COMPANY NV
Apr 13, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jun 22, 2018	Grant Deed, Transfer USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Jun 22, 2018 · Amount on File
Deed Document Number	5204981
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	2595 GALLAGHER RD, SPARKS, NV 89436-8198
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	FIRST AMERICAN TITLE RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005314362
Date	Jun 27, 2022
Instrument	5314362

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	2595 GALLAGHER RD, SPARKS, NV 89436-8198
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005195743
Date	Jun 23, 2021
Instrument	5195743

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jul 16, 2021
Property Address	2595 GALLAGHER RD, SPARKS, NV 89436-8198
Document Number	0005204981
Map Reference	FILE 3281205
Instrument Date	Jun 30, 2021
Instrument	5204981
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	STEWART TITLE, STEWART TITLE COMPANY NV

Transaction

Amount	Amount on Record
Tax	$2,460.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2595 GALLAGHER RD, 2595, SPARKS, NV 89436-8198

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2595 GALLAGHER RD, SPARKS, NV 89436-8198

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	2595 GALLAGHER RD, SPARKS, NV 89436-8198
Document Number	0005021095
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2595 GALLAGHER RD SPARKS NV 894368198, SPARKS, NV 89436-8198

Mortgage

Document Number	0005021095
Date	Apr 20, 2020
Instrument	5021095

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Jun 22, 2018
Property Address	2595 GALLAGHER RD, SPARKS, NV 89436-8198
Document Number	0004825463
Instrument Date	Jun 18, 2018
Instrument	4825463
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	FIRST CENTENNIAL - RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2595 GALLAGHER RD SPARKS NV 894368198, SPARKS, NV 89436-8198

Mortgage

Document Number	4825465
Date	Jun 22, 2018
Instrument	4825465

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2595 Gallagher Rd was $3,226.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Sparks City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,226.00	$144,359 Land $38,367 Building $105,992	$412,454 Land $109,620 Building $302,834
2023	$3,050.00	$153,472 Land $38,882 Building $114,590	$438,491 Land $111,090 Building $327,401

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2595 Gallagher Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2595 Gallagher Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of Nevada
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	100 / 100

May also be available: Hot Spot Broadband, Verizon.

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