2595 Fire Mountain Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2595 Fire Mountain Dr, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,262 sqft · built 1936
Lot Size0.282 acres (12,278 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Apr 1985)
Tax Bill$2,112 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Oct 2018 Second Mortgage
Flood ZoneZone X (minimal risk)
APN165-021-05-00

Property Details

APN / Parcel Number

Primary APN165-021-05-00
Alternative APN
  • 1650203900

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,262 sqft Living Area

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Lot Area12,278 sqft (0.282 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1650203900
Street Address2595 FIRE MOUNTAIN DR
CityOCEANSIDE
StateCA
Zip92054-6141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionPAR 2 TR PM01212
Legal SubdivisionPARCEL MAP NO. 1212
Legal Tract1001212
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3001
Census Tract18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2595 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6141
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Deed of Trust, Mortgage · Line of Credit
MISSION FCU
Oct 10, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 1985 · Amount on Record
Deed SaleApr 22, 1985 · Amount on Record
Deed Document Number1985137012
Last Transfer DateAug 8, 2008
Transfer Doc0000450871
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2595 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6141
Transaction TypeMortgage
Record UpdatedDec 7, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address2595 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6141

Mortgage

Document Number0000326716
DateNov 27, 2023
Instrument2023-0326716
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 30, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2595 FIRE MOUNTAIN DR, OCEANSIDE, CA 92054-6141
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000420591
DateOct 10, 2018
Instrument2018-0420591
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$195,129 (+2%) Land $105,947 Building $89,182
2025$2,112.00 (+5.39%) Homeowner's exemption$191,304 (+4.04%) Land $103,870 Building $87,434
2023$2,004.00 (+1.62%) Homeowner's exemption$183,878 Land $99,838 Building $84,040
2022$1,972.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1978–1998)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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