Frederick County property record for 2595 Emerson Dr, Frederick, MD 21702 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,640 sqft Living Area |
| Lot Size | 2,100 sqft (0.048 acres) |
| Garage | Attached, 240 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $420,000 (2026) |
| Tax Bill | $7,115.00 (2025) |
| Primary APN | 02-253216 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,640 sqft Living Area |
| Gross Area | 2,880 sqft Gross Area |
| 1st Floor | 880 sqft 1st Floor |
| Stories | 3 Stories |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,100 sqft (0.048 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Deck Area | 192 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 253216 |
|---|---|
| Street Address | 2595 EMERSON DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-9496 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 64 SECTION 3 PLAT 3-2,100 SQ. FT. WHITTIER PND |
| Legal Subdivision | WHITTIER SEC 03 03 |
| Legal Lot Number | 64 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 751202 |
Source: Frederick County records · APN 02-253216
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2595 EMERSON DR, FREDERICK, MD 21702-9496 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage NFM LENDING |
| Sep 18, 2020 | Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on Record |
| Deed Sale | Jul 16, 2026 · Amount on Record |
| Prior Sale | Sep 18, 2020 · Amount on Record |
| Deed Book / Page | 17960 / 427 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 16, 2026 |
| Property Address | 2595 EMERSON DR, FREDERICK, MD 21702-9496 |
| Document Number | 1796000427 |
| Book / Page | 17960 / 427 |
| Instrument Date | Jul 09, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424,200.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2595 EMERSON DR, FREDERICK, MD 21702-9496 |
| Document Number | 1796000434, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 17960/434 |
| Name | NFM LENDING |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 18, 2020 |
| Property Address | 2595 EMERSON DR, FREDERICK, MD 21702-9496 |
| Document Number | 0140850189 |
| Book / Page | 14085 / 189 |
| Map Reference | MB 77 PG 77 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | COVENANT TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2052 CHAMBERLAIN DR, 2052, FREDERICK, MD 21702-3586 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2595 EMERSON DR, FREDERICK, MD 21702-9496 |
| Document Number | 14085196 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 14085/196 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,115.00 (+23.08%) | $385,000 (+21.55%) Land $100,000 Building $285,000 | $385,000 (-) Land $100,000 Building $285,000 |
| 2023 | $5,781.00 | $316,733 | $385,000 Land $100,000 Building $285,000 |
2595 Emerson Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures