1. Home
  2. Alabama
  3. Cherokee County
  4. Cedar Bluff
  5. Co Rd 102

2595 Co Rd 102, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 2595 Co Rd 102, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details1,537 sqft · built 1955
Lot Size1.12 acres (48,787 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Nov 2018)
Tax Bill$578 (2026)
Deeds & MortgagesOct 2021 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-10-09-30-0-000-045.000

Property Details

APN / Parcel Number

Primary APN13-10-09-30-0-000-045.000
Alternative APNs
  • ALT APN:1009300000045000
  • 206621

Interior

Stories1 Story
Building Area1,537 sqft Living Area
1st Floor Area1,368 sqft
Upper Floors Area169 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area48,787 sqft (1.12 acres)
Garage TypeMixed
Garage Area564 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area104 sqft
Deck Area105 sqft

Location & Zoning

Account Number206621
Street Address2595 COUNTY ROAD 102
CityCEDAR BLUFF
StateAL
Zip35959-3409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1, CEDAR PT EST S/D # 1, PB 6/106
Legal Range10E
Legal Township09S
Legal Section30
Legal SubdivisionCEDAR POINT ESTATES SECTION 1
Legal Lot Number1
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group3
Census Block3058
Census Tract955702

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2595 COUNTY ROAD 102, CEDAR BLUFF, AL 35959-3409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 7, 2018Warranty Deed, Transfer · Stand-Alone First Mortgage
ACOPIA LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2018 · Amount on Record
Deed SaleNov 7, 2018 · Amount on Record
Prior SaleJun 6, 2013
Deed Document Number2018205121
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE AL
Property Address2595 COUNTY ROAD 102, CEDAR BLUFF, AL 35959-3409
Transaction TypeMortgage
Record UpdatedJun 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000220702
DateOct 4, 2021
Instrument220702
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateNov 7, 2018
Property Address2595 COUNTY ROAD 102, CEDAR BLUFF, AL 35959-3409
Document Number0000205121
Instrument DateNov 6, 2018
Instrument205121
Transaction TypeTransfer
Record UpdatedJun 8, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2595 COUNTY ROAD 102, 2595, CEDAR BLUFF, AL 35959-3409

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2595 COUNTY ROAD 102, CEDAR BLUFF, AL 35959-3409

Mortgage

Document Number0000205122
DateNov 7, 2018
Instrument205122
Lender
NameACOPIA LLC
TypeNon-Lending Institution
AddressGOODLETTSVILLE, TN 37072
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$578.00 (+7.64%)
2025$537.00 (+0.75%) Homeowner's exemption$13,700 (+0.74%) Land $880 Building $12,820$140,600 (+0.79%) Land $8,800 Building $131,800
2024$533.00 Additional exemption filed$13,600 (-2.58%) Land $780 Building $12,820$139,500 (-) Land $7,700 Building $131,800
2023$533.00 Homeowner's exemption$13,960 (+1,124.56%)$139,500 (-) Land $7,700 Building $131,800
2022$533.00 Homeowner's exemption$1,140 Land $780 Building $360$139,500 Land $7,700 Building $131,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3
TDS Telecom
DSL		10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 102

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures