2595 Cedar Crest Ct, Merced, CA 95340 Property Records

Merced County property record for 2595 Cedar Crest Ct, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,056 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on File
Tax Bill	$10,051 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108-040-013-000`

Property Details

APN / Parcel Number

Primary APN	`108-040-013-000`
Alternative APNs	`108-040-013` `008190050`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,056 sqft Living Area
Gross Area	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	1,073 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	108-040-013
Street Address	2595 CEDAR CREST CT
City	MERCED
State	CA
Zip	95340-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	WHITEGATE EST #3 LOT 11
Legal Subdivision	WHITEGATE ESTATE
Legal Lot Number	11
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4008
Census Tract	1200

Owner

Source: Merced County assessment roll, as of July 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2595 CEDAR CREST CT, MERCED, CA 95340-2700
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Grant Deed, Transfer TRANSCOUNTY TITLE COMPANY
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN LENDING GROUP INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jul 16, 2026
Transfer Doc	0000019218
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jul 16, 2026
Property Address	2595 CEDAR CREST CT, MERCED, CA 95340-2700
Document Number	0000019218
Instrument Date	Jul 16, 2026
Instrument	202619218
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2595 CEDAR CREST CT, MERCED, CA 95340-2700

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2595 CEDAR CREST CT, MERCED, CA 95340-2700
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 CEDAR CREST CT, MERCED, CA 95340-2700

Mortgage

Document Number	0000035883
Date	Aug 13, 2021
Instrument	2021035883

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2595 CEDAR CREST CT, MERCED, CA 95340-2700
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	UNISOURCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 CEDAR CREST CT, MERCED, CA 95340-2700

Mortgage

Document Number	0000027456
Date	Aug 12, 2020
Instrument	2020027456

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2595 CEDAR CREST CT, MERCED, CA 95340-2700
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	UNISOURCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 CEDAR CREST CT, MERCED, CA 95340-2700

Mortgage

Document Number	0000027073
Date	Aug 10, 2020
Instrument	2020027073

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,051.00 (+7.26%) Homeowner's exemption	$907,852 (+4.04%) Land $137,405 Building $770,447
2023	$9,371.00 (+1.32%) Homeowner's exemption	$872,601 Land $132,070 Building $740,531
2022	$9,249.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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