2595 Carol Dr NE, Bemidji, MN 56601 Property Records

Beltrami County property record for 2595 Carol Dr NE, Bemidji, MN 56601

Property Summary

Property TypeSingle Family Home
Details1,144 sqft · built 1975
Lot Size0.88 acres (38,333 sqft)
Owner2 Individual Names on File
Tax Bill$3,329 (2026)
Deeds & MortgagesSep 2026 Mortgage
May 2020 Line of Credit
+ 1 more
APN80.04420.00

Property Details

APN / Parcel Number

Primary APN80.04420.00

Interior

Building Area1,144 sqft Living Area
Gross Area1,138 sqft
Basement Area950 sqft
Finished Basement950 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2005
Exterior MaterialMetal
Construction TypeWood
Roof TypeGable
Roof MaterialWood
Lot Area38,333 sqft (0.88 acres)
Lot Width152 ft Width
Garage Area624 sqft
Deck Area1 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2595 CAROL DR NE
CityBEMIDJI
StateMN
Zip56601-5270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT- 2 TWP-146 RANGE- 33 LIND'S ADDITION TO BEMIDJI LOT- 1 BLOCK- 1
Legal Range33
Legal Township146
Legal Section02
Legal SubdivisionLINDS ADDITION TO BEMIDJI
Legal Block1
Legal Lot Number1
JurisdictionBELTRAMI MN
Township / Civil DivisionBEMIDJI
Census Block Group1
Census Block1000
Census Tract450706

Owner

2595 Carol Dr NE is owned and occupied by two individuals.

Source: Beltrami County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address2595 CAROL DR NE, BEMIDJI, MN 56601-5270
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
TRUSTAR FEDERAL CREDIT UNION
May 13, 2020Deed of Trust, Mortgage · Line of Credit
TRUSTAR FCU
May 13, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TRUSTAR FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Recording DateSep 30, 2026
Property Address2595 CAROL DR NE, BEMIDJI, MN 56601-5270
Document Number0000639273
Instrument DateSep 16, 2026
Instrument2026639273
Transaction TypeMortgage
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2595 CAROL DR NE, BEMIDJI, MN 56601-5270

Mortgage

Document Number0000639273,
DateSep 30, 2026
Instrument2026639273
Lender
NameTRUSTAR FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueNov 1, 2031
Interest
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Property Address2595 CAROL DR NE, BEMIDJI, MN 56601-5270
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000588480
DateMay 13, 2020
InstrumentA000588480
Lender
NameTRUSTAR FCU
TypeCredit Union
AddressBEMIDJI, MN 56619
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMay 15, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELTRAMI MN
Property Address2595 CAROL DR NE, BEMIDJI, MN 56601-5270
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000588479
DateMay 13, 2020
InstrumentA000588479
Lender
NameTRUSTAR FCU
TypeCredit Union
AddressBEMIDJI, MN 56601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term62 Months
DueJul 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 2595 Carol Dr NE was $3,329, up 0.6% from the year before.

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBeltrami County
MunicipalityBemidji City
Unified School DistrictBemidji Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,329.00 (+0.57%)$285,200 (-) Land $31,000 Building $254,200$285,200 (-) Land $31,000 Building $254,200
2025$3,310.00 Homeowner's exemption$285,200 Land $31,000 Building $254,200$285,200 Land $31,000 Building $254,200
2023$265,100 Land $25,300 Building $239,800$265,100 Land $25,300 Building $239,800
2021$2,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2595 Carol Dr NE.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2595 Carol Dr NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Paul Bunyan Communications
Fiber
1,000 / 1,000

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