2595 Border Pine Ct, Saint Paul, MN 55110 Property Records

Ramsey County property record for 2595 Border Pine Ct, Saint Paul, MN 55110

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,000 sqft · built 2014
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on File
Last Sale	$495,100 (Sep 2021)
Tax Bill	$6,522 (2023)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-30-22-42-0012`

Property Details

APN / Parcel Number

Primary APN	`01-30-22-42-0012`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,000 sqft Living Area
Gross Area	3,724 sqft
1st Floor Area	1,025 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	106 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2595 BORDER PINE CT
City	SAINT PAUL
State	MN
Zip	55110-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYLDRIDGE PRESERVE OF WBT LOT 9 BLK 1
Legal Range	22
Legal Township	30
Legal Section	01
Legal Quarter	4
Quarter-Quarter Section	2
Legal Subdivision	WYLDRIDGE PRESERVE OF WBT
Legal Block	1
Legal Lot Number	9
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR
Census Block Group	1
Census Block	1002
Census Tract	40102

Owner

2595 Border Pine Ct is owned by an individual who bought it in September 2021.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2595 BORDER PINE CT, WHITE BEAR LAKE, MN 55110-6213
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE
Sep 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PREMIER BANK
Mar 5, 2019	Trustee's Deed, Transfer · Line of Credit MISCELLANEOUS INS CO
Oct 22, 2018	Warranty Deed, Transfer BURNET TITLE/INDIANA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Prior Sale	Jul 15, 2020
Deed Document Number	A04909049
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Sep 4, 2026
Property Address	2595 BORDER PINE CT, SAINT PAUL, MN 55110-6213
Document Number	0005119916
Instrument Date	Aug 26, 2026
Instrument	20265119916
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 BORDER PINE CT, SAINT PAUL, MN 55110-6213

Mortgage

Document Number	0005119916,
Date	Sep 4, 2026
Instrument	20265119916

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 22, 2021
Property Address	2595 BORDER PINE CT, SAINT PAUL, MN 55110-6213
Document Number	0A04909049
Instrument Date	Sep 7, 2021
Instrument	A04909049
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	REALTECH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,633.83
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2695 BORDER PINE COURT, WHITE BEAR LAKE, MN 55110

Mortgage

Document Number	0A04909050
Date	Sep 22, 2021
Instrument	A04909050

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 21, 2026

March 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 5, 2019
Property Address	2595 BORDER PINE CT, WHITE BEAR LAKE, MN 55110-6213
Document Number	0004748656
Instrument Date	Jan 20, 2019
Instrument	4748656
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$1.70
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709
Investor	Possibly a Property Investor

Mortgage

Document Number	4748665
Date	Mar 5, 2019
Instrument	4748665

Lender

Name	MISCELLANEOUS INS CO
Address	1 METLIFE WAY, WHIPPANY, NJ 07981-1449

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 4, 2029

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 22, 2018
Property Address	2595 BORDER PINE CT, WHITE BEAR LAKE, MN 55110-6213
Document Number	0004732120
Instrument Date	Sep 17, 2018
Instrument	4732120
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	BURNET TITLE/INDIANA LLC

Transaction

Amount	Amount on Record
Tax	$1,495.66
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
County Subdivision	White Bear Township
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,522.00	$540,100 Land $111,200 Building $428,900	$540,100 Land $111,200 Building $428,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2595 Border Pine Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2595 Border Pine Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Township serves 11,699 people · EPA ID MN1620025
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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