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2594 Cedar Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2594 Cedar Rd, Chesapeake, VA 23323

Property Summary

Property TypeExempt (Full or Partial)
Details5 bd · 3 ba · 2,492 sqft · built 2019
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on Record
Last Sale$369,900 (Jan 2020)
Tax Bill$4,749 (2023)
Deeds & MortgagesOct 2020 Refinance
Jan 2020 Sale & Mortgage
+ 2 more
APN0450000002871

Property Details

APN / Parcel Number

Primary APN0450000002871

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,492 sqft Total Area
1st Floor Area1,036 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,621 sqft (0.68 acres)
Garage TypeAttached
Garage Area420 sqft
PorchPorch
Porch Area448 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2594 CEDAR RD
CityCHESAPEAKE
StateVA
Zip23323-3901
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR15S: RESI
Legal DescriptionPAR B-2 PARTITION PLAT RESUB R CORP & K-K REALTY CORP PROP .680 AC
Legal SubdivisionCEDAR ROAD ONE, TWO / MILLVILLE RD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2004
Census Tract21305

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2594 CEDAR RD, CHESAPEAKE, VA 23323-3901
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORPORATION
Jan 3, 2020Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Mar 27, 2019Warranty Deed, Construction Loan · Construction Mortgage
UNION BANK & TRUST
May 9, 2018Gift Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2020 · Amount on Record
Deed SaleJan 3, 2020 · Amount on Record
Prior SaleMar 27, 2019 · Amount on Record
Deed Document Number2020122
Deed Book / Page10097 / 1386
Prior Transfer DateApr 27, 2018
Prior Transfer Doc009911/161
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2594 CEDAR RD, CHESAPEAKE, VA 23323-3901
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010233/45
DateOct 7, 2020
Book Page10233/45
Instrument200036812
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term352 Months
DueFeb 1, 2050
Interest
Rate TypeFixed Rate

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJan 3, 2020
Property Address2594 CEDAR RD, CHESAPEAKE, VA 23323-3901
Document Number10097/1386
Book / Page10097 / 1386
Instrument DateDec 12, 2019
Instrument200000122
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyLIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2594 CEDAR RD, CHESAPEAKE, VA 23323-3901

Mortgage

Document Number0200000123
DateJan 3, 2020
Instrument200000123
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050
Interest
Rate TypeFixed Rate

March 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 27, 2019
Property Address2594 CEDAR RD, CHESAPEAKE, VA 23323-3901
Document Number09997/1182
Book / Page9997 / 1182
Instrument DateMar 22, 2019
Instrument190006813
Transaction TypeConstruction Loan
Record UpdatedSep 6, 2022
Title CompanyLIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCORW

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1409 RYLANDS RD, VIRGINIA BEACH, VA 23455-3929
InvestorPossibly a Property Investor

Mortgage

Document Number0190006814
DateMar 27, 2019
Instrument190006814
Lender
NameUNION BANK & TRUST
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2018: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 9, 2018
Property Address2594 CEDAR RD, CHESAPEAKE, VA 23323-3901
Document Number009911/161
Book / Page9911 / 161
Instrument DateApr 27, 2018
Instrument180011943
Transaction TypeTransfer
Record UpdatedSep 6, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 GRANBY ST # 205, 205, NORFOLK, VA 23510-1805

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$558,500 (+7.63%) Land $195,000 Building $363,500$558,500 (+7.63%) Land $195,000 Building $363,500
2025$518,900 (+10.36%) Land $175,000 Building $343,900$518,900 (+10.36%) Land $175,000 Building $343,900
2023$4,749.00 (+149.55%)$470,200 (+12.19%) Land $130,000 Building $340,200$470,200 (+12.19%) Land $130,000 Building $340,200
2022$419,100 Land $115,000 Building $304,100$419,100 Land $115,000 Building $304,100
2019$1,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 108 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims3 (2009–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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