2593 McClain St, Cottondale, FL 32431 Property Records

Jackson County property record for 2593 McClain St, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1974
Lot Size	0.335 acres (14,593 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Jul 2021)
Tax Bill	$630 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-5N-12-0398-00A0-0060`

Property Details

APN / Parcel Number

Primary APN	`36-5N-12-0398-00A0-0060`
Alternative APN	`12 N 536039800A00060`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,008 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1988
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,593 sqft (0.335 acres)
Lot Dimensions	146 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft

Exterior Amenities

Porch	Finished/Open Porch
Patio Area	384 sqft
Shed	1 Shed
Shed Area	231 sqft
Storage Building	96 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2593 MCCLAIN ST
City	COTTONDALE
State	FL
Zip	32431-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 176 P 499 LOT 6 BLK A M R STOKES SUBDV... OR 1367 P 918 OR 1706 P 629
Legal Range	12W
Legal Township	05N
Legal Section	36
Legal Subdivision	STOKES SUBD
Legal Block	A
Legal Lot Number	6
Jurisdiction	JACKSON FL
Township / Civil Division	COTTONDALE
Census Block Group	1
Census Block	1052
Census Tract	210400

Owner

Source: Jackson County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2593 MCCLAIN ST, COTTONDALE, FL 32431-3021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Nov 29, 2012
Deed Document Number	20218849
Deed Book / Page	1706 / 629
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Jul 16, 2021
Property Address	2593 MCCLAIN ST, COTTONDALE, FL 32431-3021
Document Number	0017060629
Book / Page	1706 / 629
Instrument Date	Jul 16, 2021
Instrument	202132008849
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1477 RUDD RD, 1477, COTTONDALE, FL 32431-9110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3593 MCCLAIN ST, COTTONDALE, FL 32431

Mortgage

Document Number	1706631
Date	Jul 16, 2021
Instrument	1706/631

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Municipality	Cottondale Town
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$630.00 (+4.83%) Homeowner's exemption	$78,263 (+2.9%)	$87,302 (-1.37%) Land $6,000 Building $81,302
2024	$601.00 (+6.56%) Homeowner's exemption	$76,057 (+3%)	$88,517 (+2.08%) Land $6,000 Building $82,517
2023	$564.00 (+7.84%) Homeowner's exemption	$73,842 (+3%)	$86,716 (+20.96%) Land $6,000 Building $80,716
2022	$523.00 Homeowner's exemption	$71,691 Land $6,000 Building $65,691	$71,691 Land $6,000 Building $65,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONDALE WATER SYSTEM serves 861 people · EPA ID FL1320143
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20