Wilkes County property record for 2593 Congo Rd, Wilkesboro, NC 28697
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,494 sqft · built 1960 |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $320,000 (Feb 2025) |
| Tax Bill | $834 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2026 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3848-31-1194 |
| Primary APN | 3848-31-1194 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,494 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Flat |
| Lot Area | 70,132 sqft (1.61 acres) |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 99337 |
|---|---|
| Street Address | 2593 CONGO RD |
| City | WILKESBORO |
| State | NC |
| Zip | 28697-8309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RAVENWOOD |
| Jurisdiction | WILKES NC |
| Township / Civil Division | REDDIES RIVER |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 960802 |
Source: Wilkes County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 273 OLD HOMESTEAD RD, WILKESBORO, NC 28697-8295 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage AGSOUTH FARM CREDIT ACA |
| Apr 29, 2026 | Deed of Trust, Mortgage · Construction Mortgage RIVERGATE FINANCIAL LLC |
| Feb 12, 2026 | Warranty Deed, Transfer |
| Jun 9, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2025 · Amount on Record |
| Deed Sale | Feb 18, 2025 · Amount on Record |
| Prior Sale | Jan 23, 2025 · Amount on Record |
| Deed Document Number | 20251195 |
| Deed Book / Page | 1411 / 289 |
| Prior Transfer Date | Jan 9, 2025 |
| Prior Transfer Doc | 0000000154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILKES NC |
| Property Address | 2593 CONGO RD, WILKESBORO, NC 28697-8309 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001437/290 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 1437/290 |
| Instrument | 1982 |
| Name | AGSOUTH FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | WILKESBORO, NC 28697 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Mar 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILKES NC |
| Recording Date | Apr 29, 2026 |
| Property Address | 2593 CONGO RD, WILKESBORO, NC 28697-8309 |
| Document Number | 0000002866 |
| Book / Page | 1440 / 6 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 20262866 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 183 COVINGTON PL, LEWISVILLE, NC 27023-9804 |
| Document Number | 0000002866, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 1440/6 |
| Instrument | 20262866 |
| Name | RIVERGATE FINANCIAL LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 18 Months |
| Due | Oct 1, 2027 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILKES NC |
| Recording Date | Feb 12, 2026 |
| Property Address | 2593 CONGO RD, WILKESBORO, NC 28697-8309 |
| Document Number | 0001435/13 |
| Book / Page | 1435 / 13 |
| Map Reference | MB 1390 PG 256 |
| Instrument Date | Jan 22, 2026 |
| Instrument | 915 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $47.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1865 NEPTUNE RD, ASHLAND CITY, TN 37015-6171 |
| Name | Verified Name |
|---|---|
| Address | 183 COVINGTON PL, LEWISVILLE, NC 27023-9804 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILKES NC |
| Recording Date | Jun 9, 2023 |
| Property Address | 2593 CONGO RD, WILKESBORO, NC 28697-8309 |
| Document Number | 001377/186 |
| Book / Page | 1377 / 186 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 3828 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 256 TRIPLE R RD, WILKESBORO, NC 28697-7234 |
Source: Wilkes County assessment roll, as of January 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilkes County |
| Unified School District | Wilkes County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $834.00 (-38.18%) | $169,340 (+78.89%) Land $22,050 Building $147,290 | $169,340 (+78.89%) Land $22,050 Building $147,290 |
| 2024 | $1,349.00 (+87.62%) | ||
| 2023 | $94,660 Land $23,660 Building $71,000 | $94,660 Land $23,660 Building $71,000 | |
| 2020 | $719.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST WILKES WTR ASSOCIATION INC private · serves 12,573 people · EPA ID NC0197020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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