Union County and Union Township property record for 2592 Spruce St, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,903 sqft · built 1960 |
| Lot Size | 0.142 acres (6,199 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Sep 2023) |
| Tax Bill | $13,737 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-03806-0000-00024 |
| Primary APN | 19-03806-0000-00024 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,903 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 6,199 sqft (0.142 acres) |
| Lot Dimensions | 112 ft deep x 55 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 2592 SPRUCE ST |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-5652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BASHFORD ESTATES |
| Legal Block | 3806 |
| Legal Lot Number | 24 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 32902 |
2592 Spruce St is owned and occupied by two individuals who bought it in September 2023.
Source: Union County and Union Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2592 SPRUCE ST, UNION, NJ 07083-5652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jan 3, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on File |
| Deed Sale | Sep 26, 2023 · Amount on File |
| Prior Sale | Jan 3, 2018 · Amount on File |
| Deed Document Number | 202332367 |
| Deed Book / Page | 6522 / 2484 |
| Prior Transfer Date | Nov 13, 1998 |
| Prior Transfer Doc | 0000061876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 26, 2023 |
| Property Address | 2592 SPRUCE ST, UNION, NJ 07083-5652 |
| Document Number | 0065222484 |
| Book / Page | 6522 / 2484 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 32367 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,344.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 828 NILES RD, UNION, NJ 07083-6706 |
| Name | Verified Name |
|---|---|
| Address | 2592 SPRUCE ST, UNION, NJ 07083-5652 |
| Document Number | 0154152829 |
|---|---|
| Date | Sep 26, 2023 |
| Book Page | 15415/2829 |
| Instrument | 56661 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 3, 2018 |
| Property Address | 2592 SPRUCE ST, UNION, NJ 07083-5652 |
| Document Number | 0143880234 |
| Book / Page | 014388 / 000234 |
| Instrument Date | Dec 19, 2017 |
| Instrument | 295294 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2018 |
| Title Company | TITLE MASTERS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $415.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2592 SPRUCE ST UNION NJ 070835652, UNION, NJ 07083-5652 |
| Document Number | 143880234 |
|---|---|
| Date | Jan 3, 2018 |
| Book Page | 014388/000234 |
| Instrument | 651657 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2048 |
The 2025 property tax bill for 2592 Spruce St was $13,737, up 4.4% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,900 (-) Land $20,800 Building $38,100 | $58,900 (-) Land $20,800 Building $38,100 | |
| 2025 | $13,737.00 (+4.35%) | $58,900 Land $20,800 Building $38,100 | $58,900 Land $20,800 Building $38,100 |
| 2024 | $13,164.00 | ||
| 2023 | $58,900 (-) Land $20,800 Building $38,100 | $58,900 (-) Land $20,800 Building $38,100 | |
| 2022 | $12,319.00 | $58,900 Land $20,800 Building $38,100 | $58,900 Land $20,800 Building $38,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2592 Spruce St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–1999) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2592 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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