2592 7th St, Atwater, CA 95301 Property Records

Merced County property record for 2592 7th St, Atwater, CA 95301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,644 sqft · built 1959
Lot Size0.205 acres (8,925 sqft)
OwnerIndividual Name on File
Last Sale$121,000 (Aug 2012)
Tax Bill$1,552 (2025)
Deeds & MortgagesAug 2019 Mortgage
Aug 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN002-013-001-000

Property Details

APN / Parcel Number

Primary APN002-013-001-000
Alternative APN
  • 002-013-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,644 sqft Living Area
Gross Area2,058 sqft
1st Floor Area1,644 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1962
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area8,925 sqft (0.205 acres)
Garage TypeAttached
Garage Area414 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area81 sqft
Patio Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number002-013-001
Street Address2592 7TH ST
CityATWATER
StateCA
Zip95301-2712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionMACHADO ANX #4 LOT 67
Legal SubdivisionMACHADO ANNEX 04
Legal Lot Number67
JurisdictionMERCED CA
Township / Civil DivisionATWATER
Census Block Group1
Census Block1016
Census Tract602

Owner

2592 7th St is owned and occupied by an individual who bought it in August 2012.

Source: Merced County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address2592 7TH ST, ATWATER, CA 95301-2712
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Aug 14, 2019Loan Modification, Mortgage · FHA Mortgage
RUSHMORE LN MGMT SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2012 · Amount on File
Deed SaleAug 3, 2012 · Amount on File
Deed Document Number201227515
Prior Transfer DateApr 21, 1999
Prior Transfer Doc0000014915
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2592 7TH ST, ATWATER, CA 95301-2712
Document Number0000033744
Instrument DateAug 14, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2592 7TH ST ATWATER CA 953012712, ATWATER, CA 95301-2712

Mortgage

Document Number0000033744
DateOct 18, 2019
Instrument33744
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 17, 2049

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMERCED CA
Property Address2592 7TH ST, ATWATER, CA 95301-2712
Document Number0000033758
Instrument DateAug 14, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2592 7TH ST ATWATER CA 953012712, ATWATER, CA 95301-2712

Mortgage

Document Number0000033758
DateOct 18, 2019
Instrument33758
Lender
NameRUSHMORE LN MGMT SVCS
TypeFunding / Finance Company
AddressFARMERS BRANCH, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 17, 2049
Interest
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2592 7th St was $1,552 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtwater City
CountyMerced County
Elementary School DistrictAtwater Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$151,966 (+2%) Land $13,809 Building $138,157
2025$1,552.00 Homeowner's exemption$148,988 Land $13,539 Building $135,449
2023$1,473.00 (+1.24%) Homeowner's exemption$143,205 Land $13,014 Building $130,191
2022$1,455.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2592 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2592 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ATWATER
serves 29,479 people · EPA ID CA2410001
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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