25914 Rumbley Rd, Westover, MD 21871 Property Records

Somerset County property record for 25914 Rumbley Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,605 sqft · built 2007
Lot Size	0.664 acres (28,918 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Sep 2022)
Tax Bill	$3,645 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`06-098878`

Property Details

APN / Parcel Number

Primary APN	`06-098878`
Alternative APNs	`6098878` `098878`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,605 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	28,918 sqft (0.664 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	181 sqft
Deck Area	195 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	098878
Street Address	25914 RUMBLEY RD
City	WESTOVER
State	MD
Zip	21871-4304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	0.664 AC-P 384/1013 BOTH SDS/RUMBLEY RD RUMBLEY
Legal Subdivision	BOTH SD
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3061
Census Tract	930800

Owner

25914 Rumbley Rd is owned by two individuals who bought it in September 2022.

Source: Somerset County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5031 BIG RED ST, C, KAPOLEI, HI 96707-3663
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 27, 2022	Deed, Transfer · VA Mortgage MCLEAN MORTGAGE CORP
Aug 24, 2020	Grant Deed, Transfer · Conventional with PMI FIRST HM MTG CORP
Apr 2, 2019	Quit Claim Deed, Transfer MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2022 · Amount on File
Deed Sale	Sep 27, 2022 · Amount on File
Prior Sale	Aug 26, 2020 · Amount on File
Deed Book / Page	1257 / 163
Prior Transfer Date	Feb 12, 2019
Prior Transfer Doc	0010310026
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	25914 RUMBLEY RD, WESTOVER, MD 21871-4304
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012990025
Date	Jun 22, 2023
Book Page	1299/25

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Sep 27, 2022
Property Address	25914 RUMBLEY RD, WESTOVER, MD 21871-4304
Document Number	0012570163
Book / Page	1257 / 163
Instrument Date	Sep 23, 2022
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25914 RUMBLEY RD, WESTOVER, MD 21871-4304

Mortgage

Document Number	0012570172
Date	Sep 27, 2022
Book Page	1257/172

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET MD
Recording Date	Aug 24, 2020
Property Address	25914 RUMBLEY RD, WESTOVER, MD 21871-4304
Document Number	0011020095
Book / Page	001102 / 000095
Instrument Date	Aug 24, 2020
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	MID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25914 RUMBLEY RD WESTOVER MD 218714304, WESTOVER, MD 21871-4304

Mortgage

Document Number	11020099
Date	Aug 24, 2020
Book Page	001102/000099

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET MD
Recording Date	Apr 2, 2019
Property Address	25914 RUMBLEY RD, WESTOVER, MD 21871-4304
Document Number	0010310026
Book / Page	001031 / 000026
Instrument Date	Feb 12, 2019
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25914 RUMBLEY RD WESTOVER MD 218714304, WESTOVER, MD 21871-4304

Mortgage

Document Number	10310031
Date	Apr 2, 2019
Book Page	001031/000031

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 25914 Rumbley Rd was $3,645, up 12% from the year before.

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,645.00 (+12.02%)	$327,867 (+12.04%)	$363,100 (-) Land $107,500 Building $255,600
2025	$3,254.00	$292,633	$363,100 Land $107,500 Building $255,600
2023	$2,603.00	$234,100	$257,400 Land $78,700 Building $178,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25914 Rumbley Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25914 Rumbley Rd is high, ranking above 76% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 96% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT serves 750 people · EPA ID MD0190012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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