2591 Birch Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 2591 Birch Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 3 ba · 1,629 sqft · built 1981
Lot Size	0.57 acres (24,861 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Sep 2019)
Tax Bill	$8,190 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`387-0075-01210`

Property Details

APN / Parcel Number

Primary APN	`387-0075-01210`
Alternative APN	`1076608`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,629 sqft Gross Area
1st Floor Area	1,629 sqft
Basement Area	1,450 sqft
Finished Basement	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	24,861 sqft (0.57 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	288 sqft
Deck Area	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1076608
Street Address	2591 BIRCH POINT RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOTS 120 AND 121 INC VAC PINE RD ADJ SERIAL #
Legal Subdivision	BIRCH POINT FIRST ADDITION
Legal Lot Number	120-121
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1255
Census Tract	15502

Owner

Source: St. Louis County records · APN 387-0075-01210

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1106 RIVERSIDE DR N, HUDSON, WI 54016-1121
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2019	Warranty Deed, Transfer · Conventional Mortgage LEND SMART MTG
Sep 04, 2019	Warranty Deed, Transfer · Conventional Mortgage LEND SMART MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 06, 2019 · Amount on Record
Deed Sale	Sep 06, 2019 · Amount on Record
Prior Sale	Sep 04, 2019 · Amount on Record
Deed Document Number	20191362615
Last Transfer Date	Nov 09, 2022
Transfer Doc	0001064346
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 06, 2019
Property Address	2591 BIRCH POINT RD, TOWER, MN 55790
Document Number	00A1362615
Instrument Date	Aug 01, 2019
Instrument	A1362615
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1106 RIVERSIDE DR N HUDSON WI 540161121, HUDSON, WI 54016-1121

Mortgage

Document Number	A1362616
Date	Sep 06, 2019
Instrument	A1362616

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 05, 2034

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 04, 2019
Property Address	2591 BIRCH POINT RD, TOWER, MN 55790
Document Number	00T1014596
Instrument Date	Aug 01, 2019
Instrument	T1014596
Transaction Type	Transfer
Record Updated	Dec 09, 2019
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 RIVERSIDE DR N HUDSON WI 540161121, HUDSON, WI 54016-1121

Mortgage

Document Number	T1014597
Date	Sep 04, 2019
Instrument	T1014597

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 03, 2034

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,190.00 (+26.66%)
2025	$6,466.00 (+4.63%)	$950,100 (+32.51%) Land $260,900 Building $689,200	$950,100 (+32.51%) Land $260,900 Building $689,200
2024	$6,180.00	$717,000 (+16.72%) Land $195,100 Building $521,900	$717,000 (+16.72%) Land $195,100 Building $521,900
2022		$614,300 Land $162,200 Building $452,100	$614,300 Land $162,200 Building $452,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 34 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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