25905 Matlin Rd, Ramona, CA 92065 Property Records

San Diego County property record for 25905 Matlin Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,494 sqft · built 1990
Lot Size	0.612 acres (26,675 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,038 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`288-634-21-00`

Property Details

APN / Parcel Number

Primary APN	`288-634-21-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,494 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	26,675 sqft (0.612 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	25905 MATLIN RD
City	RAMONA
State	CA
Zip	92065-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 249 TR 007980
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	007980
Legal Block	1
Legal Lot Number	249
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1005
Census Tract	20811

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25905 MATLIN RD, RAMONA, CA 92065-4817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Intrafamily Transfer, Transfer · VA Mortgage BARRETT FINANCIAL GROUP LLC
Feb 23, 2023	Grant Deed, Transfer · VA Mortgage PACWEST FUNDING INC
May 2, 2022	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Oct 7, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Oct 1, 2018	Grant Deed, Transfer · VA Mortgage DOLAN GADDI LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025
Deed Sale	Dec 15, 2025
Prior Sale	Feb 23, 2023 · Amount on Record
Deed Document Number	2025353162
Prior Transfer Date	Dec 10, 2025
Prior Transfer Doc	0000353162
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2025
Property Address	25905 MATLIN RD, RAMONA, CA 92065-4817
Document Number	0000353162
Map Reference	MB 5651 PG 625
Instrument Date	Dec 10, 2025
Instrument	2025-0353162
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NATL TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25905 MATLIN RD, RAMONA, CA 92065-4817

Mortgage

Document Number	0000353163
Date	Dec 15, 2025
Instrument	2025-0353163

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2023
Property Address	25905 MATLIN RD, RAMONA, CA 92065-4817
Document Number	0000046882
Map Reference	MAP 7980
Instrument Date	Feb 13, 2023
Instrument	2023-0046882
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25905 MATLIN RD, RAMONA, CA 92065-4817
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046883
Date	Feb 23, 2023
Instrument	2023-0046883

Lender

Name	PACWEST FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2022
Property Address	25905 MATLIN RD, RAMONA, CA 92065-4817
Document Number	0000190263
Map Reference	MAP 7980
Instrument Date	Apr 13, 2022
Instrument	2022-0190263
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25905 MATLIN RD, RAMONA, CA 92065-4817

Mortgage

Document Number	0000190264
Date	May 2, 2022
Instrument	2022-0190264

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25905 MATLIN RD, RAMONA, CA 92065-4817
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000572171
Date	Dec 8, 2017
Instrument	2017-0572171

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 7, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	25905 MATLIN RD, RAMONA, CA 92065-4817
Document Number	0000472534
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25905 MATLIN RD RAMONA CA 920654817, RAMONA, CA 92065-4817

Mortgage

Document Number	0000472534
Date	Oct 21, 2019
Instrument	472534

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2018
Property Address	25905 MATLIN RD, RAMONA, CA 92065-4817
Document Number	0000408100
Map Reference	MAP 4980
Instrument Date	Aug 21, 2018
Instrument	2018-0408100
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25905 MATLIN RD, RAMONA, CA 92065-4817

Mortgage

Document Number	0000408101
Date	Oct 1, 2018
Instrument	2018-0408101

Lender

Name	DOLAN GADDI LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$856,392 (+2%) Land $332,058 Building $524,334
2025	$8,038.00 (+4.13%)	$839,601 (+3.02%) Land $325,548 Building $514,053
2023	$7,719.00 (+7.75%)	$814,979 Land $316,001 Building $498,978
2022	$7,164.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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