25902 Cedarbluff Ter, Laguna Hills, CA 92653 Property Records

Orange County property record for 25902 Cedarbluff Ter, Laguna Hills, CA 92653

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,993 sqft · built 1989
Lot Size0.241 acres (10,500 sqft)
Owner2 Individual Names on File
Last Sale$855,000 (May 2010)
Tax Bill$12,115 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN627-661-21

Property Details

APN / Parcel Number

Primary APN627-661-21

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,993 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area10,500 sqft (0.241 acres)
Garage Area575 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Location & Zoning

Street Address25902 CEDARBLUFF TER
CityLAGUNA HILLS
StateCA
Zip92653-7546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 13300 BLK LOT 21
Legal SubdivisionTRACT NO 13300
Legal Tract13300
Legal Lot Number21
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group2
Census Block2009
Census Tract42333

Owner

25902 Cedarbluff Ter is owned and occupied by two individuals who bought it in May 2010.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address25902 CEDARBLUFF TER, LAGUNA HILLS, CA 92653-7546
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Deed of Trust, Mortgage · Line of Credit
FIRST REPUBLIC BANK
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2010 · Amount on File
Deed SaleMay 6, 2010 · Amount on File
Prior SaleApr 23, 1996
Deed Document Number2010214668
Prior Transfer DateApr 11, 1996
Prior Transfer Doc0000201340
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address25902 CEDARBLUFF TER, LAGUNA HILLS, CA 92653-7546
Transaction TypeMortgage
Record UpdatedOct 6, 2022
Title CompanyTICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address25902 CEDARBLUFF TER, LAGUNA HILLS, CA 92653-7546

Mortgage

Document Number0000311346
DateSep 20, 2022
Instrument2022000311346
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueSep 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address25902 CEDARBLUFF TER, LAGUNA HILLS, CA 92653-7546
Transaction TypeMortgage
Record UpdatedJul 28, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address25902 CEDARBLUFF TER, LAGUNA HILLS, CA 92653-7546

Mortgage

Document Number0000455873
DateJul 15, 2021
Instrument2021000455873
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 25902 Cedarbluff Ter was $12,115 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Hills City
Unified School DistrictSaddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,208,951 (+2%) Land $709,497 Building $499,454
2025$12,115.00 Homeowner's exemption$1,185,247 Land $695,586 Building $489,661
2023$10,810.00 (+1.83%) Homeowner's exemption$1,060,792 Land $668,576 Building $392,216
2022$10,616.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25902 Cedarbluff Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 25902 Cedarbluff Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOULTON NIGUEL WATER DISTRICT
serves 168,315 people · EPA ID CA3010073
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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