2590 Ruth Ln, Arnold, CA 95223 Property Records

Calaveras County property record for 2590 Ruth Ln, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,320 sqft · built 1966
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Oct 2023)
Tax Bill	$4,338 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`024-036-028-000`

Property Details

APN / Parcel Number

Primary APN	`024-036-028-000`
Alternative APN	`024036028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,320 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1981
Architectural Style	Modern
Construction Type	Wood
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2590 RUTH LN
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUE LAKE SPRINGS UNIT 8 LOT 109
Legal Subdivision	BLUE LAKE SPRINGS
Legal Lot Number	109
Legal Unit	8
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1026
Census Tract	505

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	72 MADRONE AVE, SAN FRANCISCO, CA 94127-1122
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Grant Deed, Transfer · Conventional Mortgage SAN FRANCISCO FIRE CU
May 8, 2023	Grant Deed, Transfer
May 5, 2023	Grant Deed, Transfer
Nov 15, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Prior Sale	May 8, 2023 · Amount on Record
Deed Document Number	20238068
Prior Transfer Date	Nov 9, 2021
Prior Transfer Doc	0000019361
Record Updated	Sep 20, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Oct 11, 2023
Property Address	2590 RUTH LN, ARNOLD, CA 95223
Document Number	0000008068
Map Reference	MB 2 PG 91
Instrument Date	Oct 5, 2023
Instrument	2023-008068
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	72 MADRONE AVE, SAN FRANCISCO, CA 94127-1122

Mortgage

Document Number	0000008069
Date	Oct 11, 2023
Instrument	2023-008069

Lender

Name	SAN FRANCISCO FIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	1-Year T-Bill
Max Rate	11.6%

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	May 8, 2023
Property Address	2590 RUTH LN, ARNOLD, CA 95223
Document Number	0000003263
Map Reference	MB 2
Instrument Date	May 1, 2023
Instrument	2023-003263
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 5083, BEAR VALLEY, CA 95223-5083

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	May 5, 2023
Property Address	2590 RUTH LN, ARNOLD, CA 95223
Document Number	0000003260
Map Reference	MB 2
Instrument Date	Mar 23, 2023
Instrument	2023-003260
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7031 POMAIKAI ST, KAPAA, HI 96746-9357

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Nov 15, 2021
Property Address	2590 RUTH LN, ARNOLD, CA 95223
Document Number	0000019362
Map Reference	MB 2
Instrument Date	Oct 23, 2021
Instrument	2021-019362
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	961 KAMALU RD UNIT E, E, KAPAA, HI 96746-7705

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$358,938 (+2%) Land $31,212 Building $327,726
2025	$4,338.00 (+258.81%)	$351,900 (+497.96%) Land $30,600 Building $321,300
2023	$1,209.00 (+13.73%)	$58,850 Land $13,579 Building $45,271
2022	$1,063.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE LAKE SPRINGS MUT WTR private · serves 4,822 people · EPA ID CA0510009
Water Source	Purchased surface water from CCWD - EBBETTS PASS
Last State Inspection	Oct 2023
Lead	16 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cal.net.

Nearby Properties on Ruth Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures